Consumer Finance Associate Attorney

Job Description

Job Description

Consumer Finance Associate Attorney

Direct Counsel is seeking a Consumer Finance Associate Attorney to join a prestigious Am Law firm.

Locations: Austin, TX; Boston, MA; Chicago, IL; Dallas, TX; Denver, CO; Detroit, MI; Houston, TX; Jacksonville, FL; Los Angeles, CA; Madison, WI; Miami, FL; Milwaukee, WI; Nashville, TN; New York, NY; Orlando, FL; Raleigh, NC; Sacramento, CA; Salt Lake City, UT; San Diego, CA; San Francisco, CA; Silicon Valley, CA; Tallahassee, FL; Tampa, FL; Washington, DC.

This is an exceptional opportunity for an attorney with 3-4 years of financial regulatory experience to join a nationally recognized Financial Regulatory practice. The team advises banks, credit unions, FinTech companies, non-bank lenders, servicers, consumer reporting agencies, and technology providers on a broad range of federal and state consumer finance laws, regulatory compliance, licensing, and enforcement matters.

Responsibilities

• Advise financial institutions and FinTech companies on compliance with federal and state consumer finance laws and regulations.

• Counsel clients regarding the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Real Estate Settlement Procedures Act (RESPA), and related consumer protection laws.

• Conduct financial regulatory and state licensing analyses.

• Draft, review, and negotiate commercial and consumer lending documents, contracts, and related agreements.

• Advise clients on regulatory compliance, licensing, and operational issues affecting financial products and services.

• Assist with regulatory enforcement investigations and agency actions, as needed.

• Collaborate with multidisciplinary teams to provide strategic, business-focused legal solutions.

Qualifications

• J.D. from an ABA-accredited law school.

• Active membership in good standing with a U.S. state bar, with the ability to obtain admission in the applicable hiring jurisdiction.

• 3-4 years of experience in financial regulatory or consumer finance law.

• Experience advising banks, credit unions, FinTech companies, lenders, servicers, consumer reporting agencies, or technology providers.

• Strong knowledge of TILA, FCRA, ECOA, RESPA, and related federal and state consumer financial laws.

• Experience with regulatory compliance, licensing analyses, contract drafting, and lending documentation.

• Experience with regulatory enforcement investigations is a plus.

• Excellent analytical, drafting, communication, and client counseling skills.

Compensation & Benefits

• Salary: $260,000-$310,000, commensurate with experience and qualifications.

• Comprehensive benefits package, including:

  • Medical, dental, and vision insurance

  • 401(k) retirement plan

  • Disability and life insurance

  • Adoption assistance

  • Backup dependent care