VP, C&F Stop Loss

Crum & Forster Company OverviewCrum & Forster (C&F) provides market leading property & casualty, accident & health, specialty and standard commercial lines insurance solutions. A true underwriting company, we have a 200-year history of helping our customers manage risk with laser-focused expertise, integrity and discipline. Our people are empowered to make decisions and problem-solve with you smartly and swiftly. Our annual gross written premium is 6.2 billion. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best. Our most valuable asset is our people. We have 3000 employees, and locations throughout the United States and India. With our employee-first focus, the Company is consistently recognized as a great place to work, earning multiple workplace and wellness awards, including the Great Place to Work Award, Fortune 100 Best Companies to Work For, Fortune Best Workplaces for Parents, Fortune Best Workplaces for Millennials, and many others.C&F is part of Fairfax Financial Holdings. For more information about C&F, please visit our website: Job DescriptionSince 2000, Crum & Forster’s Accident & Health division (A&H) has offered a diverse portfolio of specialty insurance and reinsurance products nationwide. We place a strong focus on product development and creative distribution methods, along with excellent client service and support.In addition to our robust domestic portfolio, which spans both special risk and medical solutions, A&H works on an international basis through various partnerships. Our global capabilities provide our partners with even broader flexibility in underwriting solutions. The qualities and capabilities of Crum & Forster Accident & Health demonstrate our philosophy of building meaningful, long-term partnerships and our dedication to providing alternative strategies in an ever-changing insurance market.The A&H MBU takes a full-spectrum approach to designing and servicing a robust slate of products tailored to needs in Employer Stop Loss, Excess Medical, Life, and Ancillary and Supplemental benefits. Our diversified business model includes program partnerships as well as direct sales in Employer Stop Loss. At year-end 2025, the MBU recorded $1B in gross premium written.Information about the Role, Line of Business and Team: This position is responsible for making underwriting recommendations and decisions to achieve profitable growth for the Crum & Forster Stop Loss (CFSL) team. Other responsibilities include recommending strategies and objectives for region(s) and coordinating accounts and projects with C&F Stop Loss and other shared services colleagues. The Vice President of Underwriting actively contributes as a technical expert in both underwriting activities and department specific industry knowledge. This individual will lead and mentor a team of underwriters to build organizational value. What you will do:Evaluate portfolio performance based on profitability, retention and growth metrics; define and implement strategic changes, and oversee execution of continuously improving portfolio in alignment with team objectivesManage the daily underwriting of the assigned Underwriters; includes but not limited to reviewing referrals, signing off on underwriter discretion, acting as a resource for underwriting questions, managing workflow, monitoring close/loss ratios for underwriters and matching underwriters with producer relationshipsLead and motivate underwriting team(s) to drive consistent underwriting with profitable results and sustained growth within assigned region(s)Demonstrate understanding and proper use of underwriting tools as well as coordinate with actuarial in development, testing and maintenanceDevelop and maintain underwriting rules, risk management principles and regulations to ensure compliance with all currently applicable corporate requirements and state and federal legislationIdentify underwriting best practices, develop underwriting policies and procedures, and discuss with departmental leadership as neededReview and approve system related and pricing tool initiatives along with vendor partnerships that can improve risk selection, pricing and efficiencyMaintain awareness of market trends, products, market participants and competitive practices, identify emerging threats to the department, analyze and evaluate new developments and trends in the market to identify business potentialClearly articulate the department's value propositionProvide direction to direct reports in their block renewal strategies using pricing tools, producer analytics, and intel from CFSL sales personnelReview producer assignments periodically and work with direct reports to ensure appropriate workload distribution of assigned team(s) and region(s)Make independent decisions within underwriting letter of authority and maintain proper file documentationEnsure direct reports operate under guidelines Conduct team meetings, individual check-ins, and regular performance discussions with underwriting team(s)Build a high-performance culture by developing sales oriented, technically strong underwriters and providing leadership, support and guidance to the underwriting team(s)Drive performance excellence through goal-setting, quality feedback, and performance appraisalsCreate a working environment where productivity can be sustained and accomplished, and where innovation and personal growth is encouraged and realizedKey participant in the development of strategic annual planning as well as drive training, initiatives and projectsDrive and role model the A&H culture, values and C&F core competencies within their team(s)Other duties and/or projects as assignedWhat YOU will bring to C&F:Strong presentation skills and a solutions and service orientationHigh level of communication and analytical skills to pursue new business and manage a significant renewal book to assigned profitability goalsExceptional relationship-building and interpersonal skillsExceptional verbal and written communication skillsExceptional leadership and management skills to drive and deliver outcomesExcellent organizational and time management skills with ability to multi-task with an emphasis on quality and customer serviceStrong negotiation and influencing skillsRequirements:Bachelor’s Degree from an accredited college or university or equivalent experience and advanced degree a plus15+ years of experience in medical stop loss underwriting and products5+ years of multidisciplinary management experience with a proven track record in leading large teams and achieving resultsIndustry designations applicable to area of specialization a plusAdvanced knowledge of ESL and ESL Underwriting at the case and portfolio levelsExceptional knowledge of underwriting philosophy, techniques, state and federal filing regulations and guidelinesAdvanced knowledge of Medical Underwriting practices and principlesStrong computer and Microsoft Office skills including Outlook, Word, Excel and PowerPointKnowledge of Connexure a plusSome travel requiredWhat C&F will bring to youWe value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit for more information.Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $138,700 to a maximum of $260,800. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.Flexible work arrangements.Competitive compensation package. Generous 401K employer match.Employee Stock Purchase plan with employer matching.Generous Paid Time Off.Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeingA core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.A dynamic, ambitious, fun and exciting work environment.A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.#LI-JA1#LI-RemoteJob SummaryJob ID: 2026-5042Category: UnderwritingType: RegularDivision: A&H