Commercial Risk Advisor

Peoples First Insurance, in Rock Hill , SC, is looking for a motivated Commercial Risk Advisor to grow our presence across North Carolina and South Carolina market. As an independent broker not owned by private equity or a public company, we replace the traditional sales approach with a disciplined, year-round approach to risk management. We have a rich 100+ year history in the SC & NC footprint. In this role, youll own the full advisory relationship: understanding a clients business, assessing their risk profile, designing coverage that actually fits, and staying engaged well past the renewal.

Check you match the skill requirements for this role, as well as associated experience, then apply with your CV below.

Responsibilities

• Prospect and develop new commercial insurance relationships throughout the greater Charlotte and York County, SC market
• Lead clients through a strategic discovery process, understanding their business goals, growth trajectory, and risk tolerance, not just their current policy deck
• Conduct thorough risk assessments using a systematic, quantifiable approach to surface exposures other brokers often miss
• Design integrated insurance and risk management strategies tailored to each clients industry, including general liability, property, workers compensation, commercial auto, and umbrella coverage
• Partner with carrier underwriters to quote, bind, and place coverage that fits each clients needs and budget
• Provide ongoing optimization by monitoring claims trends, market conditions, and each clients evolving risk profile well after the policy is bound
• Maintain accurate client records and ensure timely renewals, endorsements, and service requests

Qualifications

• Prior experience in commercial insurance sales, underwriting, or risk advisory strongly preferred
• Active Property & Casualty insurance license in South Carolina and/or North Carolina, or ability to obtain one
• Strong verbal and written communication and relationship-building skills
• Self-motivated with the ability to manage a book of business independently
• A mindset that treats insurance as strategy, not a commodity, and clients as people, not policy xihmbke numbers
• Familiarity with the Charlotte metro and York County business community is a plus

What We Offer

• For advisors who already have an existing book of business, the option to have it purchased as part of your transition to our team
• A culture that invests in the whole person, not just the employee, with real support for your growth beyond the job
• Generous commission compared to industry standards, with a negotiable starting salary
• 401(k) and health insurance
• Flexible PTO
• Company-paid gym membership
• Sales training and ongoing career development
• Personal finance & money management education & training