VP, Credit Risk & Lending Profitability
Scratch Financial
Scratch Financial in Pasadena is seeking a VP of Credit Risk to lead its lending strategy at Scratch Pay. This role involves owning the credit strategy, optimizing risk-adjusted returns, and building a high-performing team. You'll partner with Product to innovate borrower experiences across lending applications.
Candidates should have a strong background in credit risk, proven leadership skills, and a deep understanding of underwriting and portfolio management. A competitive salary is offered, alongside robust benefits.
#J-18808-Ljbffr$250k - $275k
...Scratch Pay: Point‑of‑sale client facing lending, including a BNPL offering and longer‑... ...to apply. Position Overview As VP of Credit Risk, you'll own the credit strategy behind... ...the general manager of Scratch Pay’s profitability. This is a high‑ownership, cross‑...RiskWork experience placementWork at officeRemote workShift workDay shift- ...underwriting divisions and oversee teams across Correspondent, Non-Delegated, Portfolio, and Retail Lending. You will drive process improvements, compliance, and risk management while partnering with product and technology to deploy automation and AI capabilities....Risk
- ...across Correspondent, Portfolio, and Retail Lending business lines Oversee, develop, and... ...service, and loan quality Ensure credit operations meet production and financial... ...practices with Western Alliance Bank’s credit risk framework Build, lead, and empower high...RiskSelf employmentWork at office
- ...access to the things they need, regardless of credit history. Since 2012, we've used data,... ...you, come join us! Job Description As VP Revenue Growth, you will partner with senior... ...as they arise Proactively identify risks and opportunities through advanced analytics...RiskTemporary workFlexible hours
- ...California, is looking for an experienced professional to lead their credit risk analytics efforts. This role involves developing analytical... ...years of experience in credit risk analytics, strong consumer lending knowledge, and a proven track record in leadership. Achieve...Risk
- ...Asset Liability Management, and Enterprise Risk Management. The Program is designed with... ...and communicating pricing risks, profitability, scenario analysis Ensure products are built... ...business monitoring reporting Produce monthly crediting rate package and process Coordinate with...RiskFull timeInternshipWork at officeFlexible hoursAfternoon shift
- Responsibilities Responsible for ensuring compliance with all state and federal lending regulations. Oversee and administer mortgage lending compliance duties as needed to support the Mortgage Lending Division. Perform all duties in accordance with the company’s policies...Work experience placementLocal area
$227.95k - $341.93k
...Job Summary VP, Internal Audit is a highly visible senior‑leadership role responsible... ...accountability for SOX compliance, enterprise risk management, and regulatory oversight... ...its subsidiaries will never ask you for a credit card, send you a check, or ask you for any...Risk$240k - $270k
...our banking-as-a-service partner. What you’ll do: Credit Analytics & Portfolio Risk Management Develop and enhance analytical frameworks to... ...credit risk functions. ~ Strong knowledge of consumer lending (Personal loans, HELOC) ~ Proven track record leading strategic...RiskRemote workWork from home- ...workflows, and operating models that maximize impact despite resource constraints. Inspire innovative thinking by encouraging calculated risk-taking, testing new ideas, and learning quickly from outcomes. Optimize agency partnerships, technology, and internal resources...RiskImmediate startShift work
$300k - $340k
...legal advisor for CTS's North American operations, partnering closely with executive leadership to support business growth, manage risk, and ensure compliance across a complex transportation technology environment. Reporting to Cubic Corporation's General Counsel and...RiskHourly payFull timeContract workPart timeWorldwideFlexible hours- ...and business leaders to align on targets, financial scenarios, and long-term priorities Develop perspectives on growth opportunities, risks, and trade-offs impacting the company Drive Portfolio & Growth Strategy Evaluate Disney’s portfolio through strategic and financial...Risk
$225k - $275k
...The Role We’re looking for a VP, Legal to lead Dutch’s legal function as we scale one of the most important consumer healthcare companies... ...CEO, executive team, and board on key business, regulatory, and risk decisions Partner closely with clinical, pharmacy, product,...RiskContract workRemote workFlexible hours- ...United States is seeking an experienced Commercial Credit professional to analyze credit information and support lending decisions for a portfolio of clients. You will... ...client relationships. The role emphasizes risk management, portfolio monitoring, and collaboration...Risk
- ...Socure seeks a Head of Credit Products to define and lead a new line of business focused on credit score and related products. You will... ...science, engineering, legal, and compliance to deliver market-leading risk and underwriting solutions. The role requires building a...Risk
$200k
...biotech, or consulting firm. Experience working in multidisciplinary project teams. Demonstrated skills in complex reasoning, risk management, risk‑benefit and cost‑benefit assessments. In‑depth knowledge of applicable laws, regulations, and guidelines covering...Risk- ...story Partner with strategy, product, legal, finance, and corporate communications teams to ensure message consistency, mitigate risks, and reinforce the company’s long‑term strategic themes Demonstrate thought leadership by coaching executives on market positioning...RiskShift work
- ...quality control and compliance reviews manage and oversee functional risk appetite through creation and ongoing maintenance of department... ...of residential mortgage industry in Correspondent or Retail Lending Advanced to expert knowledge of applicable regulatory and legal...Risk
- ...operational structures in new markets. You will identify operational risks and implement solutions quickly. You will oversee logistics,... ...real results. Your leadership directly impacts growth, profitability, and global expansion. Equal Employment Opportunity / Accommodation...RiskFull timeContract workFor contractorsWork at office
- ...executive search firm that specializes in VP and C-level placement nationally across various... ...investment processes that balance risk, return, liquidity, diversification, and long... ...public markets, private markets, real assets, credit, venture capital, private equity, or other...RiskWork at office
$200k - $285k
Overview In 1951 SF Fire Credit Union first opened its doors from a modest 10′ × 15′ office space in 17 Engine. It was from those humble... ...real work/life balance. Is This the Career for You? The Chief Risk Officer (CRO) is a key member of the executive leadership team responsible...RiskWork at officeLocal area$217k - $255k
...looking for an experienced and innovative credit attorney to join our product and... ...Identify and assess business and legal risks, and find creative ways to mitigate them... ...technology, financial services, banking, lending, payments, or fintech company ~ Well‑developed...RiskWork experience placementWork at officeFlexible hoursShift work3 days per week- ...departments. Monitor key performance indicators related to profitability, quality, customer satisfaction, and project execution. Ensure... ...-making Change management Contract negotiation Risk management Team building Communication and stakeholder engagement...RiskContract work
$96.5k - $207.5k
...specifically, they are involved in the construction risk analysis and administration of complex... ...Provide guidance and training to LOB and Credit Partners as it relates to construction... ...functions and commercial real estate lending. Skilled in problem solving and customer...RiskFor contractorsBank staff$200k - $225k
...Join to apply for the Credit Officer role at Page Executive 2 days ago Be among the... ...tax returns with emphasis on cashflow, profitability and liquidity Review property appraisals... ...150,000.00 2 weeks ago Senior Credit Risk Analyst, Personal Loans San Francisco...RiskFull timeSummer workWork at officeLocal area$150k - $175k
...financing alternatives including investment tax credits using detailed financial models and... ...project investment, capital-at-risk, cash flow requirements, and debt/equity... ...experience in investment banking, project finance lending, or other relevant transactional roles Experience...RiskFull timeWork at officeLocal areaFlexible hours$100k - $120k
Credit & Collections Manager Location: Gardena, CA (Onsite Mon-Thurs, Remote Fridays) Salary: $100,000.00/yr - $120,000.00/yr + discretionary... ...processes, ensuring timely resolution of issues Manage credit risk and maintain strong customer relationships Lead and develop a...RiskFull timeWork at officeLocal areaRemote work$190k - $310k
VP, Research Director, Enterprise Business Apps and Services $190,000 to $310,000 base salary range. Georgia: $171,000 to $279,000. New... ...operational value today and where they introduce cost, risk, or architectural complexity. Demonstrated ability to serve as an...RiskFor contractors- ...design and continuously optimize customer credit terms. Collaborate with business teams... ...providing quantified financial data. Ensure profitability from the outset, implement corrective... ..., establish an internal control and risk management system. Deeply and comprehensively...RiskFull timeLocal area
- ...Rize Federal Credit Union is seeking a transformational executive to own the full lived member lifecycle and bring its Beyond Banking philosophy to life. The CMXO unifies member experience, lending, service delivery, digital empathy and community presence into one relationship...Contract work
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