Remote Mortgage Loan Officer

Responsive recruiter

Compensation and Benefits

•

Competitive, volume-based commission structure, with enhanced rates for self-sourced business

•

Quarterly bonus opportunities

•

Anticipated annual earnings range from $100,000 to $300,000+, depending on production

•

401(k) with company matching

•

Dental, health, and vision insurance

•

Life and accident insurance

•

Paid time off (PTO)

We have more clients than we can currently serve with our standard of world-class excellence, which is why we’re bringing a couple of all-star mortgage professionals on board. This is truly the single most unique and compelling mortgage opportunity in Colorado, thanks to an ownership structure led by passionate real estate professionals who insist on unforgettable client experiences—and they bring their own clients straight to us.

We’re seeking experienced mortgage originators, or high-performing LOAs ready to transition into the role, who are relentlessly service-focused and meticulously detail-oriented. You’re analytical, quick to act, and while traditional business development may not be your passion, you thrive at partnering with real estate professionals and guiding clients on their journey to homeownership. Compensation ranges from $100,000 to $300,000+, depending on experience and how effectively you deliver results.

First step:

complete our application and upload your résumé. More details on the position below.

Who We Are

Modern Mortgage is a dynamic, young mortgage banking company with a strong identity and a solid reputation, driven by a mission to empower people. We see a mortgage as more than just a loan—it’s a vital step toward achieving bigger life goals. What others might view as a daunting process, we see as an incredible opportunity and privilege to guide people through.

Our commitment to excellence runs deep, and we know we can serve our clients and partners best when we work together as a cohesive team. We’re grounded, honest, and approachable—and, let’s be real, we’re pretty entertaining, too. Growth is on the horizon, and we’re ready for what’s next. But we can’t get there without the right people—people like YOU—joining us on this exciting journey.

You and This Position

·

You’re a proactive, people-first person who excels at building connections and solving problems.

·

Your intuitive and approachable communication style helps you connect easily with others.

·

You believe client experience is paramount and that it’s driven by thoroughness and precision.

·

You move quickly, juggle tasks efficiently, and stay analytical, all while keeping the bigger picture in focus.

·

With substantial experience in the mortgage business, you see homebuying, refinancing, and real estate investment as pivotal life events, not just financial transactions.

·

You’re frustrated by outdated systems, unreliable agent relationships, or higher-than-market rates that hinder your ability to serve clients effectively.

·

You want to join a team that puts people first, operates with clarity, and is excited to move forward together.

·

You’re ready for a new chapter - one where you can be empowered to make a lasting impact and grow alongside a team that shares your vision.

What You’ll Do

·

Nurture and maintain relationships with both existing and new agent partners introduced to you.

·

Guide clients and partners through the mortgage process with clear, proactive, and strategic communication.

·

Complete income reviews, credit evaluations, and provide payment estimates and strategic scenarios to support home searches and offers.

·

Align loan structures with client goals, collaborating with the processing team to ensure smooth loan progression.

·

Originate loans in compliance with all regulatory and company guidelines, leveraging our provided systems and tools.

·

Proactively monitor past client database for refinance opportunities and present them to clients.

·

Attend closings and elevate the experience with thoughtful gestures, such as handwritten notes and thank-you gifts.

·

Participate in company and industry events.

Qualifications:

•

3+ years as a loan officer (or highly independent LOA) preferred, with deep knowledge of conventional, FHA, and VA loans

•

NMLS license required

•

Proven ability to proactively solve problems, anticipate challenges, and resolve issues efficiently

•

Organized and detail-oriented

•

Excellent written and verbal communication and interpersonal skills

•

Proficiency in Microsoft Office, plus familiarity with Arive LOS or Jungo CRM a bonus

•

Based in Denver Metro or Colorado Springs with flexibility for a hybrid work schedule (partial in-office time required, and ability to attend closings, meetings, and company events)

What’s Next?

If you see yourself in this description, we’d love to talk! We’ve partnered with our affiliate,

Colorado Home Realty , to manage the first part of our hiring process, so don’t be surprised to see their name.

Flexible work from home options available.

Compensation: $100,000.00 - $300,000.00 per year

A difference you can feel.

There is a difference in people who want to join something and people who want to build something. Everyone at Modern Mortgage is a builder, helping you reach your goals and build your future.

We’re in the ‘give clients great experience’ business. The pursuit of excellence is in our bones. We believe in the powers of small actions, wise decision-making, and residential real estate. And we take a serious approach to business without taking ourselves too seriously.

Spurred by hardship in his upbringing, Modern Mortgage founder Adam Hebener has always sought wisdom to help him make the best possible choices for himself and his family. He firmly believes that there is a “best way” to do things and that seeking and applying wisdom in decision-making is key to overcoming obstacles and building an “anti-fragile” life. Committed to applying those principles to his own life, Adam is an avid consumer of information and challenger of status quos.

After nearly 20 years of experience and a top-producing track record in mortgage banking, Adam began to see cracks in the existing mortgage banking model and decided to challenge it. Modern Mortgage was born in December 2018. With a methodology that educates and empowers borrowers to make wise choices, an unconventional approach to mortgage shopping that can save borrowers tens of thousands of dollars, and operational excellence that fosters a faster and cleaner experience, Adam, CEO Virginia Shank, and the Modern Mortgage team are challenging the status quo in mortgage banking with mortgages for the modern world.