Structured Finance - Asset-Backed Securities, Director, New Asset - New York

Structured Finance – Director, Asset-Backed Securities, New Asset - New York Requisition ID: 50224 Business Unit: Fitch Ratings Category: Credit Analysis & Research Location: New York, NY, US Date Posted: Jul 1, 2026 Job Overview The role is a leadership position within the North American ABS team focusing on transactions collateralized by novel asset types—including GPU computing infrastructure financing and intellectual property (IP) monetization structures. It requires deep familiarity with unique asset financing and the ability to pioneer structured finance rating approaches where limited historical performance data exists. Job Responsibilities Lead deal teams to analyze critical credit, legal, and structural elements across emerging asset-based finance sectors; contribute to dynamic rating workflows; deploy and implement credit tools and cash flow models; lead the development and refinement of ratings criteria for emerging-asset ABS; manage and mentor analysts; strategically plan workflows and drive progress on multiple projects. Lead deal teams to analyze critical credit, legal, and structural elements across emerging asset-based finance sectors; Contribute to dynamic rating workflows by leading rating analysis on a growing portfolio of emerging-asset ABS transactions and participating externally with investors, issuers, and bankers to build market confidence in Fitch’s approach; Deploy and implement various credit tools and cash flow models to form analytical views and recommendations on a wide array of collateral and financing types, usage-based revenue models and more operating business models; Lead the development and refinement of ratings criteria for emerging-asset ABS, including forming recommendations to bolster analysis, calibrate stresses, and make strategic sector decisions where historical performance benchmarks are limited or nonexistent; Manage and mentor analysts, strategically plan workflows, and drive progress on multiple parallel projects across a rapidly evolving deal pipeline. Qualifications A credit professional with a BA/BS degree and a minimum of 8 years of work experience, with previous experience rating ABS transactions or evaluating structured credit. Direct experience with technology assets, intangible asset valuation, or equipment-backed financing is strongly preferred. Experience managing a team, with the ability to inspire, strategically plan workflows, and progress multiple projects in parallel—particularly in environments requiring first-principles analytical thinking. Excellent interpersonal skills, high-productivity work ethic and a results-oriented mindset. A knack for communicating credit views (particularly in writing) and the ability to analyze large and unconventional data sets—including asset utilization metrics, technology adoption curves, licensing revenue concentration, and residual value assumptions—and form defensible conclusions. Strong understanding of structured finance transaction mechanics, combined with a demonstrated ability to critically analyze complex legal documents and contracts—such as indentures, servicing agreements, and security interest opinions—to assess structural protections, enforceability risks, and documentation adequacy. Preferred Qualifications Direct experience evaluating technology-backed financings, equipment leasing structures, IP monetization vehicles, or novel ABS transactions, whether buy-side, sell-side, or at a rating agency; Background in project / corporate finance or credit analysis covering technology, semiconductors, cloud infrastructure, data center operators, or media/entertainment (royalty and licensing); CFA candidate, CPA, or other professional designations highlighting strong analytical capacity for the role; Thoughtful views on asset based finance trends and direct experience in underwriting new assets; Passion for reviewing legal documents and understanding structure risks; Desire to define and lead a new frontier in structured finance with the leading team in ABS, building frameworks that will shape market practice for years to come. Benefits A rewarding leadership experience to expand your managerial talents and lead a team at the forefront of structured finance innovation. An opportunity to be a market-defining leader at the top rating agency in ABS, directly shaping the analytical framework for asset classes that are redefining the securitization landscape. Ability to grow the depth and breadth of your presence in emerging-asset ABS through active external participation with investors, issuers, legal counsel, and technology stakeholders. A dynamic and fluid work environment expanding the breadth and depth of your involvement in the debt capital markets, with direct influence on criteria development and strategic sector decisions. Why Choose Fitch Hybrid Work Environment: 3 days a week in office required A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity. Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals. Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing. Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively. Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe. Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community. Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. Equal Opportunity Statement Fitch is proud to be an Equal Opportunity and affirmative action employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. Conflict of Interest Policy To protect Fitch’s credibility and reputation, employees must avoid conflicts of interest. Successful applicants must declare any securities holdings or potential conflicts prior to employment. If required, employees may be asked to divest holdings before beginning work. Compensation For New York roles, expected base pay rates for the role are between $150,000 and $180,000 per year. Actual salaries will be determined on an individual basis and may vary based on factors including, but not limited to, education, training, experience, past performance, and other job-related considerations. Base pay is one component of Fitch’s total compensation package, which may also include commission earnings, discretionary bonuses, long-term incentives, and other benefits sponsored by Fitch. #J-18808-Ljbffr Fitch Ratings