Sr. BSA/AML Operations Analyst

Location Requirement This position is open only to candidates who currently reside in one of the following approved locations: Tampa, FL; Blue Ash or Cincinnati, OH; or Los Angeles, CA. Job Summary As the BSA/AML Analyst, you will be responsible for using transactional monitoring and data & analytical skills to ensure GDC’s BSA/AML/OFAC program is commensurate with a federally regulated Bank Holding Company, improving the BSA/AML/OFAC Controls at Green Dot. You will help identify, assess, and defend against emerging and evolving financial threats to our card and account holders, as well as from our products and services. As a Sr. BSA/AML Operations Analyst, you will enhance and improve overall process and team efficiency and consistency across all Green Dot payment platforms, products and services. Key Responsibilities Analyzing large, complex datasets of existing transaction monitoring reports and determining whether to apply enhanced due diligence and/or investigation is warranted. Employing candidate’s subjective decisioning with respect to all aspects of implementing an effective BSA/AML/OFAC program. Managing functional BSA/AML processes and ensuring SLAs, regulatory requirements and internal processes are fully met. Fulfilling BSA/AML/OFAC regulatory requirements, including filing of SARs, CTRs and other filings, as well as fulfilling appropriate logging and documentation standards. Developing expertise on all BSA/AML/OFAC controls at Green Dot, including mastering all related front-end systems, applications, data sources, and back-end controls. Reviewing existing reporting and making recommendations on enhancements to the process to capture unusual activity while limiting false positives. Overseeing partner relationships from a BSA/AML standpoint and developing into an SME for that product. Leading training sessions within the BSA team and partner to train new hires. Using analytical skills to produce and follow leads, link common or related activities, develop complete pictures of suspicious activity and uncover new trends in fraudulent behavior. Performing ad hoc requests as needed. Required Qualifications 5+ years of BSA/AML/OFAC related activities in the financial services industry. Fintech or money transfer experience a plus. Experience writing SARs (Suspicious Activity Reports). Experience conducting financial crime investigations, money laundering monitoring and/or investigations or other relevant BSA/AML experience. High school diploma or equivalent. Experience with MS Office, particularly excellent Excel skills. Must be organized, efficient, and professional. Must be extremely detail oriented. Preferred Qualifications Bachelor's degree. Money transfer or fintech experience a plus. Regulatory experience a plus. ACAMS or CFE certification a plus. SQL experience. Familiarity with creation of management reports and presentations. Employment Requirements Ability to work in the U.S. without sponsorship. Ability to meet the location requirement outlined above. Compensation Pay Range: $71,200 to $106,800 per year, with final compensation determined by qualifications, expertise, and geographical location. Accessibility & Accommodations Green Dot is committed to providing an inclusive and accessible hiring experience. If you require a reasonable accommodation during any part of the application or interview process, please let us know. Compliance Requirement All employees in this role are required to complete and maintain current training in Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and Office of Foreign Assets Control (OFAC) regulations. #J-18808-Ljbffr Green Dot Corporation