Credit Officer - Global Infrastructure Credit

Bank Of America Job Posting

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities, and shareholders every day. Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Title: Credit Officer

Embedded across the bank's eight lines of business, the Global Infrastructure Credit team supports the growth of renewable, sustainable, and infrastructure finance initiatives that advance the transition to a low-carbon economy. The Global Renewable Energy Credit Portfolio Management group oversees tax equity and debt project finance transactions, partnering closely with origination, underwriting, and risk teams across the enterprise.

The Credit Officer will support the ongoing portfolio management of renewable energy and infrastructure project finance transactions, including tax equity and debt structures. This role is responsible for monitoring credit performance, ensuring compliance with transaction terms, and supporting risk management activities across an assigned portfolio. The position offers meaningful exposure to complex financings, senior stakeholders, and a growing global platform.

Responsibilities:

• Manages ongoing credit oversight for an assigned portfolio of renewable energy and infrastructure project finance transactions
• Evaluates and processes consent requests and document deliverables to support compliance with transaction terms and internal credit policy
• Reviews periodic project financial and operating performance, including forecasts, variance analysis, and model outputs
• Approves or recommends funding advances, construction draws, and collateral eligibility in accordance with transaction requirements
• Monitors the credit profile of key counterparties and identifies emerging risks, escalating issues as appropriate
• Prepares status reviews, risk rating support, and troubled asset or watchlist reporting for senior credit and risk stakeholders
• Partners with internal and external stakeholders to address portfolio inquiries and support amendments, waivers, and restructurings

Required Qualifications:

• 4 + years of experience in commercial banking, project finance, or related finance roles with exposure to credit, tax equity, renewable energy, or infrastructure financings
• Demonstrates ability to analyze project financial statements, operating performance, and cash flow projections using financial models
• Demonstrates knowledge of transaction documentation concepts, including covenants, consent processes, and funding or collateral mechanics
• Demonstrates ability to prioritize multiple complex deliverables and meet deadlines with attention to detail
• Demonstrates strong written and verbal communication skills for internal reporting and client interactions
• Demonstrates ability to collaborate across underwriting, risk, legal, engineering, and operations partners
• Demonstrates sound judgment and ability to escalate issues within established policies and guidelines

Desired Qualifications:

• Bachelor's degree in Finance, Accounting, Engineering, Mathematics, or a related discipline.
• Master's degree
• Experience supporting tax equity and/or debt project finance portfolios, including draws, collateral eligibility, and counterparty monitoring
• Experience preparing risk rating materials, portfolio scorecards, or problem credit reporting

Skills:

• Analytical Thinking
• Credit and Risk Assessment
• Financial Analysis
• Research Analysis
• Underwriting
• Attention to Detail
• Business Acumen
• Financial Forecasting and Modeling
• Loan Structuring
• Written Communications
• Business Development
• Collaboration
• Critical Thinking
• Portfolio Analysis
• Stakeholder Management

Shift: 1st shift (United States of America)

Hours Per Week: 40

Pay Transparency details

US - NY - New York - ONE BRYANT PARK - BANK OF AMERICA TOWER (NY1100)Pay and benefits informationPay range $125,000.00 - $165,000.00 annualized salary, offers to be determined based on experience, education, and skill set. Discretionary incentive eligibleThis role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.BenefitsThis role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.