VP - Commercial Lending Regional Manager Z3

VP – Commercial Lending Regional Manager

Are you a strategic business lending leader who thrives on developing high-performing teams and building strong business relationships?

Royal Credit Union is seeking a strategic and relationship-focused leader to serve as our VP – Commercial Lending Regional Manager for the St. Croix Valley and MN Metro markets.

In this role, you will provide strategic leadership, coaching, and direction to a team of Commercial Lenders while driving commercial lending growth, portfolio quality, and Member experience. You'll partner across Commercial Lending, Treasury Management, Business Banking, Credit, and Operations to strengthen Member relationships, grow market presence, and deliver exceptional results for our Members and communities.

If you are passionate about developing high-performing teams, building strong business relationships, and leading growth in dynamic markets, we encourage you to apply.

Why Royal?

• Member and Community Focused: We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth.
• Supportive Environment: Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals.
• Professional Growth: We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills.
• Empowerment: We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged.
• Community Involvement: Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger.

What You'll Do:

• Provide strategic leadership, coaching, and direction to the Commercial Lending team in the St. Croix Valley and MN Metro markets to achieve Royal's commercial lending objectives, growth goals, and Member experience standards.
• Lead regional portfolio quality, credit risk management, and market development efforts while driving business growth and relationship expansion.
• Execute Royal's commercial lending strategy by aligning business development, relationship management, portfolio growth, and Member experience objectives.
• Develop and mentor high-performing lending professionals through coaching, performance management, accountability, and individualized development planning.
• Vet and evaluate lending opportunities to ensure alignment with Royal's risk appetite, strategic priorities, and business objectives.
• Strengthen existing Member relationships and assist in developing new commercial banking relationships throughout the region.
• Partner with other Commercial Lending Regional Managers, Treasury Management, Business Banking, Credit, Operations, and other business units to deepen Member relationships and deliver comprehensive financial solutions.
• Drive market growth strategies that expand Royal's commercial presence, strengthen referral partnerships, and increase market share.
• Champion process improvement, innovation, and technology adoption that enhance team effectiveness and Member experience.
• Represent Royal as a visible community leader and advocate while developing strategic relationships with business, community, and industry partners throughout the markets we serve.

Our Commitment To You:

• Compensation: $135,000 to $220,000 (candidates with significant related experience may be higher)
• Benefits: Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more!

What's Needed For This Position:

Required Education & Experience

• Bachelor's Degree or equivalent experience in Accounting, Business, Economics, or a related field.
• Five (5) years of business lending experience.
• Two (2) years of leadership experience.
• Must be bondable upon hire.
• Valid driver's license and ability to maintain it.
• Insured vehicle.

Preferred Qualifications

• Seven (7)+ years of commercial or business lending experience.
• Three (3)+ years of leadership experience.
• Previous experience leading commercial lending teams.
• Demonstrated success in business development, relationship management, and market expansion.

• Experience developing and executing strategic growth initiatives.

Knowledge, Skills & Competencies

• Demonstrated ability to lead, coach, mentor, and develop lending professionals through performance management, goal setting, accountability, and individualized development planning.
• Strong commercial lending and business acumen with the ability to evaluate financial information, analyze market conditions, identify growth opportunities, and support strategic decision-making.
• Exceptional relationship-building and communication skills, including the ability to cultivate trust, influence stakeholders, develop community partnerships, and strengthen Member relationships.

• Proven ability to build alignment and drive results across multiple business lines and functional teams.
• Demonstrated success leading organizational change and implementing strategic initiatives.
• Ability to leverage data, technology, and process improvement initiatives to enhance Member experience, improve operational effectiveness, and drive sustainable growth.
• Proven ability to develop talent, build succession pipelines, and create high-performing teams.

• Ability to drive innovation and continuous improvement by challenging the status quo, encouraging diverse perspectives, and implementing effective business solutions.
• Adaptable and technologically proficient leader with working knowledge of Microsoft Office products and digital tools, capable of succeeding in a dynamic and evolving environment.

Work Schedule:

• Full-Time , working 40+ hours per week. Hours may vary between business hours Monday through Friday, and may include additional time for Member meetings, community involvement activities, training, and business development events.
• Hybrid position with approximately 20% to 50% travel throughout Royal's geographic footprint for Member meetings, prospective Member visits, community involvement activities, training, and meetings.

Training:

• Prior to starting a normal work schedule, new Royal team members must attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am - 4:30pm on Monday and Tuesday during their first week of employment. Out-of-town learners may be eligible for reimbursement of travel and lodging expenses, subject to Royal's travel and expense reimbursement guidelines.
• Foundation Training covers fundamental information about Royal's culture and core values which sets the stage for team members to be successful within our organization.

Ready to make a positive impact? APPLY NOW if you are ready to take on this exciting challenge and become a part of the Royal Credit Union family!