Financial Crime Investigator II

Financial Crimes Investigator II Role Summary Are you passionate about protecting the financial system and investigating suspicious activity? We are looking for a Financial Crimes Investigator II to join our Enterprise Risk & Compliance team. In this role, you'll play a key part in monitoring Canadian payment activity, conducting complex financial crime investigations, and ensuring compliance with FINTRAC regulations. Responsibilities Monitor Canadian payment transactions, including EFTs, wire transfers, real‑time payments (RTR), and other channels for suspicious activity. Investigate transaction monitoring alerts, unusual activity referrals, and customer activity related to Canadian payment flows. Identify and address potential money laundering or terrorist financing activity in accordance with FINTRAC regulations and internal AML procedures. Prepare and submit FINTRAC regulatory reports—including STRs, EFTRs, LCTRs, and LPEPRs. Maintain thorough case documentation and supporting evidence for investigations and regulatory filings. Analyze cross‑border payment activity and identify emerging financial crime risks and trends. Conduct enterprise‑wide transaction monitoring investigations, including sanctions and unusual activity alerts. Draft clear, detailed SARs for complex financial crime investigations. Support regulatory audits, examinations, and quality control reviews for both Canadian and U.S. compliance programs. Partner with internal teams to better understand customer relationships and financial crime risk. Assist with EDD reviews and provide backup support for additional financial crime monitoring activities. Stay informed on evolving AML regulations and industry best practices, particularly within the Canadian regulatory environment. Help share knowledge and cross‑train team members on Canadian AML and FINTRAC requirements. Qualifications Associate's degree required; Bachelor's degree preferred. At least two years of experience in financial crimes investigations, AML compliance, fraud investigations, or a related field. Working knowledge of BSA, AML, OFAC, CIP, and USA PATRIOT Act requirements. Experience with Canadian AML regulations, FINTRAC reporting, or Canadian payment systems is highly preferred. Strong investigative, analytical, and critical thinking skills. Excellent written communication with experience preparing regulatory reports such as SARs or STRs. Ability to manage multiple priorities while meeting regulatory deadlines. Strong attention to detail and commitment to producing accurate work. Experience using transaction monitoring systems and case management tools. Comfortable working independently while collaborating effectively across teams. Proficiency with Microsoft Excel (formulas and pivot tables) and the Microsoft Office Suite. Understanding of banking operations, payment systems, and financial crime risks is a plus. Adaptable, organized, and able to thrive in a fast‑paced environment. Benefits Medical, Dental, Vision Paid Time Off 401(k) And more Equal Opportunity Employer We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or any other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law. #J-18808-Ljbffr TBK Bank, SSB