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Payments Business Analyst

$90k - $130k

Tata Consultancy Services

Payments Business Analyst

We are seeking a Payments Business Analyst with deep domain expertise across payments processing, clearing & settlement, and digital payments ecosystems. The candidate will act as a bridge between business stakeholders and technology teams, driving requirements, solution design, and delivery across payment platforms.

Must Have Technical/Functional Skills


1. Business & Functional Analysis
• Gather, analyze, and document business requirements for payments initiatives
• Translate business needs into clear functional specifications and user stories
• Conduct gap analysis between existing and proposed payment systems
• Create BRDs, FRDs, use cases, process flows, and functional specs


2. Payments Domain Expertise
• Work across key payments areas:


o Wire Payments (SWIFT, Fedwire, CHAPS)


o ACH / SEPA


o Real-Time Payments (RTP) / Faster Payments


o Cards & Merchant Payments
• Understand end-to-end payment lifecycle:


o Initiation Validation Clearing Settlement Reconciliation


Domain Skills
• Strong experience in Payments (mandatory)
• Knowledge of:


o ISO 20022


o SWIFT messaging (MT/MX)


o Payment hubs / core banking systems

Salary Range- $90,000-$130,000 a year


#LI-CO1


#LI-SN1
Vacancy posted 2 days ago
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