Business Analyst

About TATA Consultancy Services (TCS)

Tata Consultancy Services (TCS) (BSE: 532540, NSE: TCS) is a digital transformation and technology partner of choice for industry-leading organizations worldwide. Since its inception in 1968, TCS has upheld the highest standards of innovation, engineering excellence and customer service

.Rooted in the heritage of the Tata Group, TCS is focused on creating long term value for its clients, its investors, its employees, and the community at large. With a highly skilled workforce of over 607,979 consultants in 55 countries and 180 service delivery centres across the world, the company has been recognized as a top employer in six continents. With the ability to rapidly apply and scale new technologies, the company has built long term partnerships with its clients – helping them emerge as perpetually adaptive enterprises. Many of these relationships have endured into decades and navigated every technology cycle, from mainframes in the 1970s to Artificial Intelligence today

.TCS sponsors 14 of the world’s most prestigious marathons and endurance events, including the TCS New York City Marathon, TCS London Marathon and TCS Sydney Marathon with a focus on promoting health, sustainability, and community empowerment. TCS generated consolidated revenues of US $30 billion in the fiscal year ended March 31, 2025

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Position: Payments Business Anal

ystWork Location: Jersey City, NJ / New Castle, DE (Onsi

te)Yrs of Exp: 6+

YrsRole: Full time / Permanent r

ole
Job Descript

ion:Must Have Technical/Functional Sk

ills
1. Business & Functional Ana

lysis• Gather, analyze, and document business requirements for payments initia

tives• Translate business needs into clear functional specifications and user st

ories• Conduct gap analysis between existing and proposed payment sy

stems• Create BRDs, FRDs, use cases, process flows, and functional

specs2. Payments Domain Expe

rtise• Work across key payments a

reas:o Wire Payments (SWIFT, Fedwire, C

HAPS)o ACH /

SEPAo Real-Time Payments (RTP) / Faster Pay

mentso Cards & Merchant Pay

ments• Understand end-to-end payment lifec

ycle:o Initiation → Validation → Clearing → Settlement → Reconcili

ationDomain S

kills• Strong experience in Payments (manda

tory)• Knowledg

e of:o ISO

20022o SWIFT messaging (M

T/MX)o Payment hubs / core banking sy