Principal Architect, eComm Payments - CIB

Principal Architect Step into the role of a Principal Architect at JPMorganChase and become a driving force behind the development and adoption of cutting-edge, cloud-based technologies. As a Principal Architect at JPMorganChase within the CIB/Payments line of business, you provide expertise to enhance and develop architecture platforms based on modern cloud-based technologies, as well as support the adoption of strategic global solutions. Leverage your advanced architecture capabilities and collaborate with colleagues across the organization to drive best-in-class outcomes. Job responsibilities Advises cross-functional teams on technology selection to achieve target state architecture and decisions on improvements to current technologies Applies enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis, roadmap development, and design decisioning, with human-in-the-loop validation and appropriate handling of sensitive data Develops multi-year roadmaps aligned with business and architecture strategy and priorities Creates complex and scalable coding frameworks using appropriate software design Develops secure and high-quality production code, and reviews and debugs code written by others Serves as the function's go-to subject matter expert Contributes to the development of technical methods in specialized fields in line with the latest product development methodologies Creates durable, reusable software frameworks that improves velocity and quality of output across teams and functions Champions the firm's culture of diversity, opportunity, inclusion, and respect Establishes reuse-first AI-enabled engineering patterns and governance across SDLC/toolchain practices, ensuring traceability/auditability, resiliency, and security controls Required qualifications, capabilities, and skills 15+ years of hands-on practical experience delivering system design, application development, testing, and operational stability Expertise in one or more programming language(s) Deep knowledge in one or more software, applications, and architecture Ability to present and effectively communicate to Senior Leaders and Executives Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity Ability to evaluate and integrate AI-enabled capabilities into scalable platforms while meeting resiliency, security, and auditability requirements Strategic mindset in acquiring payments for payments business - Understanding of the acquiring payments business Strong experience in Payments auth optimization and protection services: vault, tokens, encryption, risk and other value added services like recurring billing Strong experience in APIs - api standards, functional, governance Experience with in-store or eCommerce merchant payments Ability to understand business requirements, create design, create technical delivery roadmap and technical know how's Preferred qualifications, capabilities, and skills Practical cloud native experience Advanced knowledge of software architecture, application development, and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.) Experience applying expertise and new methods to determine solutions for complex architecture problems in one or more technical disciplines Strong technical background with design and delivery experience with software patterns and principles Experience as a functional architect (business / product) Experience with domain model, understands business process flow, client experience and use cases Understands business capability, features taxonomy Strong communication and leadership presence Cloud certification is a plus Point of Sale experience is a plus Chase