Home Loan Operations - Home Loan Doc Drawer

Job Title: Home Loan Doc Drawer
Status: Non-Exempt
Reports to: Supervisor - Home Loan Closing
Department: Home Loan Operations
Job Code: 1759
Pay Range: $20.50 - $25.00 Hourly
Location: Remote in California

WHO WE ARE:
Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

WHO YOU ARE:
You are a detail-oriented and compliance-focused mortgage professional who excels at producing accurate, high-quality loan documentation. You have a strong understanding of mortgage products, regulatory requirements, and closing processes, ensuring loan packages are completed accurately, on time, and in full compliance with state and federal regulations. You thrive in a fast-paced environment, effectively prioritizing work, resolving quality issues, and collaborating with Home Loan Advisors, closing agents, and internal partners to deliver a seamless member experience.

WHAT YOU'LL DO:

• Draw accurate loan documents using the terms and conditions as specified on the Underwriting Approval and in accordance with specific product and document requirements.
• Review and verify lock information and final fee sheet for accuracy of data.
• Run compliance tests to ensure loan passes all appropriate regulations.
• Review loan for compliance with RESPA, RESPA tolerances, TILA and MDIA.
• Review prepared documents for accuracy prior to documents being forwarded to title/escrow or branch location for member signatures.
• Ensure timeliness of loan documents to meet G1’s turn times, minimum production levels established for position and minimum required quality of loan documents.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including BSA, RESPA, TILA and AML laws appropriate to the position.
• Communication information Home Loan Advisors, internal staff and closing agents.
• Maintain a current working knowledge of mortgage industry and credit union standards and trends.
• Monitor and resolve any quality control issues on relevant loan files.
• Implement procedures to prioritize work within the doc drawing area as volume increases and decreases.
• Perform functions in accordance with Golden 1’s performance competency standards.
• Perform other tasks as assigned.

QUALIFICIATIONS AND PREFERENCES:

• H.S. Diploma or General Education Degree (GED) required
• 1+ years One or more years of responsible doc drawing experience within a financial and/or mortgage banking institution required

WHY JOIN US:
Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.

Please view the full job description detailing the complete list of duties and expectations for this role by clicking or copying this URL into your browser:

DISCLAIMER/INTENT AND FUNCTION OF JOB DESCRIPTIONS:
The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.

If you will work at least 8 hours a week in San Francisco, then pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Please note that, as an NCUA-insured financial institution, all selected candidates must satisfy the background screening requirements of the Federal Credit Union Act, which restricts employment of individuals with certain convictions.