Vice President, Controller, Merrick Bank

*Join our team - and take the next step in achieving a fulfilling career!***What We Do**At CardWorks, we aim to help people connect with possibility and opportunity using our financial servicing expertise. Building meaningful, long-term relationships with consumers, our employees, and our clients is what matters most.**Who We Are**CardWorks, Inc. is a diversified consumer finance service provider and parent company of CardWorks Servicing, LLC, Merrick Bank and Carson Smithfield, LLC.CardWorks Servicing, LLC provides end-to end operational servicing functions for credit cards, secured cards, and installment loans. We service consumer and small business loans across the credit spectrum and offers backup servicing and due diligence services to capital providers and trustees.Merrick Bank is an FDIC-insured Utah Industrial Loan Bank. Merrick operates three main business lines: credit cards, recreational lending, and merchant services.Carson Smithfield, LLC provides a variety of post-charge-off debt recovery services, including digital self-service, IVR, live agent, and external agency management.**Position**The Bank Controller leads the overall direction of accounting activities of Merrick Bank Corporation (the “Bank”). This position directs the overall work of the Financial Reporting, Settlement Accounting and Merchant Accounting departments. This position also works closely with other business units to ensure that transactions generated by their actions are properly accounted for and that systems are setup in ways that ensure proper accounting. Essential and specific duties are listed below.**Essential Functions:*** Analyzes financial information detailing assets, liabilities, and capital, and supervises the preparation of the balance sheet, profit and loss statement, regulatory reports, and other reports to summarize and interpret current and projected company financial position for other managers, and, where applicable, outside parties.* Supervises the compilation of financial information to prepare entries to accounts, such as general ledger accounts, general ledger reconciliations, and documenting business transactions.* Supervises the accounting for reserves, assets, and expenditures.* Works closely with the external tax accountants in the compilation of the appropriate data to assist in the preparation of federal, state, and local reports, estimated tax payments, and tax returns.* Installs, modifies, documents, and coordinates implementation of accounting systems and accounting control procedures.* Develops new systems and procedures for improving the organization’s accounting operation and efficiency.* Works closely and smoothly with other departments of the Bank to implement new accounting procedures to support new product development.* Works closely with the Bank’s internal auditors, external auditors, and FDIC examiners to assist them in their annual audits or exams and the preparation of the Bank’s annual report.* Monitors all cash transactions between the Bank and its affiliates to ensure regulatory compliance.* Supervises the audit of contracts, orders, and vouchers, and the preparation of reports to substantiate individual transactions prior to settlement.* Oversees and ensures that accounting systems and accounting controls are documented and followed.* Provides management with timely reviews of the Bank’s financial status and progress in its various programs and activities.* Supervises the work of the Settlement Manager and Staff Accountants to ensure compliance to the Bank’s policies and procedures.* Supervises the work of the Merchant Accounting Manager and Staff Accountants to ensure compliance to the Bank’s policies and procedures.* Supervises any projects, business or strategic developments or other initiatives that in any way affect Financial Reporting, Settlement, or Merchant accounting their systems, procedures or the financial accounting related thereto.* Keeps abreast of developments in relevant state and federal regulations, systems and procedures.* Performs other duties as assigned by supervisor.* Compliance with Laws & Regulations:* Responsible for developing, documenting, communicating, maintaining, and enforcing effective control system policies and procedures within your area of oversight.* Responsible to act in a timely manner to update policies and procedures when changes in operating conditions occur and / or breakdowns or noncompliance with laws and regulations appear.* Responsible for complying with all of the Bank’s internal control policies and procedures.* Responsible for understanding and complying with all laws and regulations to which the Bank is subject.* Responsible for communicating problems in operations, noncompliance with the code of conduct, noncompliance with laws and regulations, policy violations, or illegal acts.**Education and Experience:*** Masters’ Degree in Accounting, Business Administration or related field, or BA/BS with four (4) years’ of equivalent work experience.* Ten (10) plus years of progressively responsible financial management experience required, of which four (4) of those years must be in either public accounting or financial services (preferably credit cards).* Public company experience preferred.* Experience with, and demonstrated skill at, the following computer applications: Word Processing, Spreadsheets (Excel preferred), Accounting software (preferably Oracle Financials), E-mail, and Database software.**Summary of Qualifications:*** Experience with, and demonstrated skill at, the following computer applications: Word Processing, Spreadsheets (Excel preferred), Accounting software (preferably Oracle Financials), E-mail, and Database software.* Ability to work closely with others and manage and motivate co-workers.* Knowledge of business and banking practices and procedures.* Ability to work with mathematical concepts such as probability and statistical inference. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.* Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.* Responsible, flexible individual with strong mathematical and analytical skills and an extensive knowledge of all aspects of accounting, in general and specifically as applied to financial institutions.* Communicates effectively both orally and in writing; presents ideas in a clear, concise, understandable, and organized manner.#INDHP1**Our Employee Value Proposition*** Competitive Pay, including a Bonus Target or Variable Pay Incentive Program* Benefits Package -Medical, Dental, and Vision (plus much more)* 401(k) Plan with Company Match* Short- & Long-Term Disability* Wellness Programs* Group Life and AD&D Insurance* Paid Vacation, Sick Days and bank Holidays* Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition*We offer a total rewards package comprised of a competitive base rate of pay, variable pay incentive programs based on the role, and a comprehensive benefit suite. Offered rates of pay are determined based on job-related knowledge, relevant experience, skills, certifications, and geographic location.**We are an equal opportunity employer, and we evaluate qualified applicants without regard to race, color, religion, sex, national origin, disability, veteran status or any other legally protected characteristic. We will conduct a thorough background check for all hires in compliance with applicable laws.*At Merrick Bank, we specialize in credit programs that assist people looking to build or rebuild their credit.Founded in 1997, Merrick Bank is FDIC insured and recognized as a top #J-18808-Ljbffr CardWorks, Inc.