Assistant/Loan Underwriter

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process. Assistant/Loan Underwriter Professional NY, New York, NY, US 14 days ago Requisition ID: 1300 Salary Range: $60,000.00 To $90,000.00 Annually Summary/Objective Support frontline departments to conduct the due diligence for the new business opportunities. Work closely with Account Officers and Credit department in order to provide any mitigation/recommendation for the proposal and close business deals successfully in a timely manner. Assist frontline departments with financial analysis for both existing and potential customers in preparation of credit proposal and annual review. Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Follow-through with front-line department, credit department and loan operation department through all phases of the underwriting process. Maintain customer relationship and provide good services. Analyze borrower/guarantor financial information including tax return, rent roll, etc. to determine the property’s debt carrying ability and the borrower’s capacity to repay. Full knowledge in commercial real estate mortgage (CRE), small business lending product (include but not limited to C&I, LOC, etc.), and financial institution (FI) evaluation. Spread and analyze personal and corporate financial statements, and prepare credit proposal. Prepare various weekly/monthly reports for management, or other departments. Participate in special projects as required. Ability to adapt to a changing environment and handle multiple priorities. Excellent writing and analytical skills. Perform administrative responsibilities including taking notes during meetings, preparing correspondence, and managing files. Perform other duties as assigned. Collect business and credit information and references. Coordinate with attorneys and frontline officers to prepare loan closings. Competencies Quality Management – demonstrates accuracy and thoroughness. Time management – manage multiple priorities, and complete the assignments on schedule. Customer service – responds promptly to customer needs and meets commitments. Oral communication – communicate with customers and branch employees effectively and clearly. Analytical – collects and researches data; uses intuition and experience to complement data. Problem Solving – identifies and resolves problems in a timely manner; gathers and analyzes information skillfully; develops alternative solutions; uses reason even when dealing with emotional topics. Written Communication – writes clearly and informatively; able to read and interpret written information. #J-18808-Ljbffr