Risk Manager II, Credit Card Collections Strategy Manager

Manage the creation, implementation and validation of various risk segmentation strategies Provide critical information, interpretative, and detailed analysis Investigate, create, implement and validate various risk segmentation strategies and policies Develop and execute collections strategies across delinquency stages Conduct a cohort time series analysis of PCL, Marketing Investments, Decision Expense, Risk Adjusted Revenue, Risk Adjusted Margin, NPV, ROE, etc. Partner with cross-functional teams (Legal, Compliance, Operations, Digital Vendors) to implement compliant and scalable strategies Monitor key performance metrics and deliver insights to leadership Ensure all strategies adhere to regulatory and compliance standards Support digital transformation initiatives, including automation and vendor integrations Requirements Bachelor's degree required; Graduate degree preferred or progressive work experience 10+ years' experience required Proficient PC skills in MS Office and a variety of PC-based analytical and reporting software packages Experience with the use of Relational Databases and the process of Extract Transform Load (ETL) using common languages such as SQL or SAS Working knowledge of SAS Enterprise Miner, FICO Model Builder or Angoss Knowledge Seeker Strong analytical and problem solving skills are required to interpret data and draw conclusions Flexibility to adapt to rapidly changing requirements Extremely strong attention to detail with ability to manage a range of tasks and prioritize Proven ability to develop and maintain productive business/peer relationships Superb written and verbal communication skills Experienced in developing and presenting recommendations to Senior Management. Core Competencies Demonstrates expertise in risk segmentation strategy development and implementation, with a strong focus on data analysis, compliance adherence, and cross-functional collaboration. Proficient in utilizing analytical tools and methodologies to drive insights and support digital transformation initiatives. Highest-signal resume keywords Risk Segmentation Strategy Development Data Analysis and Interpretation SQL or SAS Proficiency SAS Enterprise Miner or FICO Model Builder Experience Regulatory Compliance Adherence ATS Optimization Keywords Hard Skills Risk Segmentation Data Analysis SQL SAS ETL Process Cohort Time Series Analysis Performance Metrics Monitoring Digital Transformation Support Automation Implementation Reporting Software Proficiency Soft Skills Analytical Problem Solving Attention to Detail Adaptability Communication Skills Relationship Management Industry Keywords Regulatory Standards Compliance Cross-Functional Collaboration Collections Strategies Risk Adjusted Revenue Tools & Technologies MS Office SAS Enterprise Miner FICO Model Builder Angoss Knowledge Seeker #J-18808-Ljbffr Jobtailor