Commercial Banker

24-Month Rotational Experience | Build the Future of Banking!Are you ready to launch a meaningful and rewarding career in commercial banking? Our Commercial Banker Development Program is a 24-month, hands-on journey designed to build the next generation of commercial banking leaders. Participants will gain exposure to business lines across the Commercial Division through market visits, work with real clients, exposure to diverse industries, and guidance from senior leadership. By the end of the program, graduates are positioned to step into a challenging, high-impact role within our commercial banking team – ready to help businesses grow and communities thrive.What you'll do:· Immerse yourself in real banking work: Partner with seasoned commercial bankers on client projects, deal analysis and credit evaluations.· Rotate across key business areas: Experience different markets, products, and functions to build a full understanding of how the bank operates.· Engage with leaders: Develop and enhance your skills through roundtables, mentorship sessions, and action learning projects.· Grow your network: Represent the bank at business and/or community functions, as well as participate in networking groups· Develop your expertise: Learn to analyze financial statements, assess and facilitate credit requests, prepare credit information, personal and business financial statements, while ensuring adequate loan documentation, loan structuring, and pricing· Own your growth: upon completion, leverage your experience, relationships, and performance to secure a permanent placement in the organization.· Ad hoc duties and/or projects as assignedWhat you bring:· A curious, driven, and collaborative problem solver.· Strong analytical and critical thinking skills· Excellent written and verbal communication. Able to connect with clients and colleagues alike.· A motivated, organized, self-starter· Ready and able to tackle new challenges with a positive attitude· Strong proficiency with Microsoft Word, Excel and Outlook· Ability to learn and become familiar with bank's policies and practices regarding authorized use of credit informationQualifications:· An innate self-starter with a high degree of curiosity and resilience· Bachelor's degree in Business and/or related field· Demonstrated leadership experience through school, at work and/or in the communityMarkets hiring for this program:Albuquerque, New MexicoColorado Springs, ColoradoDes Moines, IowaFresno, CaliforniaLubbock, TexasMidland/Odessa, TexasRockford, IllinoisSpringfield, Missouri*Application deadline; December 1, 2026*First 6 months of program consists of training in Kansas CityCompensation Range:$59,085 - $86,922UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law.