Senior Credit Analyst

Responsibilities Prepare the detailed Credit Memorandum within First Federal’s commercial underwriting standards. Spread financial data and prepare financial analysis for assigned commercial credit requests. Form preliminary questions to drive underwriting and loan eligibility. Identify and assess potential risks associated with the credit, including financial, operational, and industry-specific risks. Partner with Commercial Loan Officers (CLO) throughout the underwriting process. Perform credit risk analysis as requested by a CLO, including annual reviews, monitoring loan covenants, and assisting with asset classification. Escalate concerns to CLO, supervisor, or Chief Credit Officer (CCO). Senior Credit Analyst will address urgent issues. Make recommendations regarding loan approval, denial, or modification based on the credit analysis. Complete other duties as assigned. Minimum Qualifications Driven : Hard‑working, self‑motivated, and strives for excellence. Seeks opportunities to contribute, learn, and grow. Brings positive energy, initiative, and collaboration to help the team and Bank win. Dedicated : Committed to the success of colleagues, customers, and the Bank. Has a team‑first attitude—caring more about the team’s success than personal recognition. Follows through on commitments and takes ownership for results. Engaged : Cares about their job and the Bank’s success. Energetic, curious, and focused on their work and the Bank’s mission. Collaborates with purpose and builds internal and external relationships. A bachelor’s degree in accounting, finance, or equivalent. Three (3) years’ experience working as a commercial credit analyst within a banking environment. Preferred Qualifications Five (5) years’ experience working as a commercial credit analyst within a banking environment. A master’s degree in accounting, finance, or equivalent. Professional Certification: CPA or CFA. Job Requirements Reliable transportation to/from work. Sitting or standing for extended periods of time and requires close the ability to work and operate computer applications and equipment. Able to perform essential responsibilities of the job with or without reasonable accommodations. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor. #J-18808-Ljbffr Bankfirstfed