Head of Regulatory Affairs

Why join usBrex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to accelerate operations, gain real-time visibility, and control spend effortlessly. Brex’s AI-native automation and world-class service eliminate manual expense and accounting tasks for customers so they can focus on what matters most. Tens of thousands of the world's best companies run on Brex, including DoorDash, Coinbase, Robinhood, Zoom, Plaid, Reddit, and SeatGeek.Working at Brex allows you to push your limits, challenge the status quo, and collaborate with some of the brightest minds in the industry. We’re committed to building a diverse team and inclusive culture and believe your potential should only be limited by how big you can dream. We make this a reality by empowering you with the tools, resources, and support you need to grow your career.Legal at BrexThe Legal team helps the company grow responsibly, advocating for Brex and for the thousands of growing businesses we serve. We provide strategic advice and guidance to all Brex teams, protect Brex, advise on risk, and represent the company externally, negotiating with partners and interacting with regulators. Reimagining the financial system in a highly regulated environment requires creativity and resourcefulness, and we welcome the challenge.Where you’ll workThis role will be based in our San Francisco office.We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of three coordinated days in the office per week, Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work!What you'll doReporting to the General Counsel, you will lead Brex's Regulatory Affairs function and guide the company's relationships and interactions with its federal and state regulators, including the OCC, the Federal Reserve, FINRA, and state licensing agencies. You will ensure Brex proactively responds to a changing regulatory environment and delivers on its commitments to regulators accurately and on time.This is a role for a strong program manager as much as a regulatory expert. You will run the end-to-end regulatory engagement lifecycle: exam preparation and logistics, fulfillment of supervisory requests, coordination of responses across Legal, Compliance, Risk, and business teams, and disciplined tracking of findings, commitments, and corrective actions through to closure. You will partner closely with Regulatory Affairs, Legal, and Risk counterparts at Capital One to align supervisory strategy and ensure consistent, well-coordinated engagement with regulators across the combined organization. You will also serve as a trusted advisor to senior management, synthesizing trends across the external regulatory landscape and translating them into practical guidance and early awareness of emerging focus areas. Finally, you will help bring together cross functional teams to help drive forward proactive regulatory requirements. ResponsibilitiesManage and foster productive relationships and interactions between Brex business functions and federal and state regulatory and supervisory staffLead preparation and oversee execution of regulatory exams and other supervisory engagements, including logistics management, fulfillment of supervisory and information requests, and driving timely issue resolutionBuild and run the program management infrastructure for regulatory commitments: intake, tracking, ownership, milestones, evidence, and closure, ensuring the company delivers on commitments to regulators in a timely mannerIdentify potential risk areas and advise on corrective actions, ensuring remediation efforts are monitored and on track for timely and effective mitigationProvide thought leadership and strategic advisory support to senior management and the board regarding the regulatory environment and supervisory mattersSynthesize trends across the external landscape and individual regulatory engagements, driving internal awareness of focus areas and potential sensitivities so the company meets and exceeds expectations set by law, regulation, and agency guidancePartner with Capital One Regulatory Affairs, Legal, and Risk teams on integration-related regulatory workstreams and coordinated supervisory engagementDevelop scalable processes, playbooks, and reporting (including management and board-level artifacts) that give leadership a clear, current view of regulatory postureRequirementsJuris Doctor (JD) and active bar membership in good standing of the bar of at least one U.S. state8+ years of experience in banking, financial services, risk management, audit, consulting, or regulatory agencies, or a combination5+ years of experience working directly with banking regulators (e.g., OCC, Federal Reserve, FDIC, state agencies) and regulatory policy, including exam management and supervisory engagementSignificant experience supporting integrated projects or programs where senior leaders and external stakeholders are your customers, with demonstrated PMO discipline: structured tracking, clear ownership, and reliable follow-throughWorking knowledge of commercial financial products (cards, payments, deposits, lending) and the associated regulatory frameworks and risk management practicesStrong critical thinking, problem solving, and written and verbal communication skills, with the ability to build consensus across a broad range of stakeholdersAbility to lead with empathy when working with internal stakeholders and government agenciesComfort in a dynamic, fast-paced environment where priorities often changeWillingness to be a team player who pitches in to help out on other products and topics; one of our key tenets is "One Brex"Bonus PointsExperience at a fintech or technology-forward financial institution operating under bank or broker-dealer supervision (OCC, Federal Reserve, FINRA, SEC)Experience navigating regulatory dimensions of M&A integration between a fintech and a regulated bankFamiliarity with three lines of defense frameworks and enterprise risk management practicesCompensationThe expected salary range for this role is $270,000 - $335,000 USD. However, the starting base pay will depend on a number of factors, including the candidate’s location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.Brex LLC is a wholly owned subsidiary of Capital One, N.A.Please be aware, job-seekers may be at risk of targeting by malicious actors looking for personal data. Brex recruiters will only reach out via LinkedIn or email with a brex.com domain. Any outreach claiming to be from Brex via other sources should be ignored.