Senior Loan Officer

Do you have a proven track record of creating lending solutions for clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in your career, apply now! Responsibilities: • Assist borrowers in selecting loan programs that best fit their financial goals and needs • Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business • Work closely with industry related professionals to gather and prepare all necessary information to complete underwriting requirements • Oversee all customer interactions and ensure a smooth transaction by interfacing with realtors, processors, and underwriters • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines • Pick up 4–6 live inbound refi calls every weekday — first to answer wins the loan • Quote two-scenario refi structures live, on the call, using F5's Quote Studio • Lock and submit refi files into Pylon, UWM, or whichever of F5's 30+ wholesale lenders fits the deal • Push every file to clear-to-close inside Command — your dedicated loan coordinator handles conditions and doc collection • Re-engage your closed book when Refi Finder fires rate-trigger alerts — every loan you close becomes a future refi • Hold core hours (Mon–Wed 9 AM–6 PM, Thu–Fri 9 AM–5 PM local) and show up for the morning team huddle in Roam • Stay TCPA- and state-compliant on every conversation, every file • Close. That's the whole job. Qualifications: • Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit • Multiple years of real estate, mortgage origination, or lending required • Requires compliance with lending regulations and bank underwriting guidelines and lending policies • Maintain current registration with the National Mortgage Licensing System Registry • Previous experience with Office Suite and loan originating software such as Experian, Calyx, or LendingWise preferred REQUIRED — apply if this is you • Active NMLS license in at least one of F5's 10 states: CA, CO, FL, GA, MI, OH, PA, SC, TX, VA • 2+ years originating in retail or wholesale mortgage. Refi-heavy strongly preferred — purchase is a bonus, refi is the lane this seat lives in • A real track record of personal closed production. We will ask for your last 12 months in numbers, not adjectives • You like the phone. You're not "warming up to it" — you just pick it up • Quiet, dedicated remote workspace and a real workstation (not a coffee shop, not a kitchen counter) • Comfort quoting, structuring, and closing in real time without "let me get back to you." • Comfort with software that ships features weekly — you don't need a 90-day onboarding cohort to learn a new tool • A degree is not required. Production is. DO NOT APPLY if any of these apply to you • You secretly love your realtor pipeline more than your phone • You blame your last shop's bad leads or bad pricing for your slow months • You need a branch manager to tell you who to call today • Your first interview question is "What's the comp tier structure?" — there is no tier • You think "remote" means "off the clock by noon." • You can't pass a recent background or credit screen — we do both before we onboard Compensation: $125,000 - $225,000

• Pick up 4–6 live inbound refi calls every weekday — first to answer wins the loan • Quote two-scenario refi structures live, on the call, using F5's Quote Studio • Lock and submit refi files into Pylon, UWM, or whichever of F5's 30+ wholesale lenders fits the deal • Push every file to clear-to-close inside Command — your dedicated loan coordinator handles conditions and doc collection • Re-engage your closed book when Refi Finder fires rate-trigger alerts — every loan you close becomes a future refi • Hold core hours (Mon–Wed 9 AM–6 PM, Thu–Fri 9 AM–5 PM local) and show up for the morning team huddle in Roam • Stay TCPA- and state-compliant on every conversation, every file • Close. That's the whole job.

Compensation:
$125,000-$225,000 per year