Title Processor

Role Description

The Title Insurance Processor is responsible for reviewing title commitments and supporting documentation to identify and resolve title defects prior to closing. This role ensures that all curative actions are completed accurately and timely, enabling smooth and compliant real estate transactions. The Processor works closely with examiners, underwriters, closers, and external parties to clear title issues and prepare files for settlement.

• Strong organizational, communication, and problem-solving skills are essential for success in this role.
• Candidates must be comfortable talking on the phone, including with external parties such as clients, buyers, borrowers, and sellers.
• Strong follow-up skills and a high attention to detail are essential to ensure timely and accurate resolution of title issues.

Qualifications

• Experience in title processing, curative work, or real estate closing support.
• Familiarity with title commitments, legal documents, and curative procedures.
• Understanding of state and local regulations affecting property transfers.
• Ability to interpret legal descriptions, liens, and encumbrances.

Requirements

• Frequent communication with underwriters, closers, and external agencies.
• Use of title software, email, and document management systems.
• Regular contact with clients, attorneys, and municipal offices to resolve issues.

Primary Job Duties

• Review title commitments and supporting documentation for defects or issues.
• Identify and resolve title defects including missing documents, unreleased liens, and ownership discrepancies.
• Communicate with clients, attorneys, lenders, and municipal offices to obtain necessary curative items.
• Draft and process curative documents such as affidavits, releases, and corrective deeds.
• Update title files and systems with curative progress and documentation.
• Collaborate with underwriters to determine acceptable curative solutions.
• Ensure all curative actions comply with company policies and legal standards.
• Prepare files for closing by confirming title is clear and all requirements are met.
• Maintain accurate records and contribute to quality assurance initiatives.
• Support continuous improvement in curative and processing workflows.

Impact of Decisions

• Decisions directly affect transaction readiness, risk mitigation, and client satisfaction.
• Responsible for ensuring title is clear and compliant prior to closing.

Pace and Scheduling

• Fast-paced environment with strict deadlines.
• Requires prioritization of curative actions and responsiveness to urgent matters.