Credit Analyst
JN Group, Inc.
Credit Analyst
This is a remote position. We are a part of The Jamaica National Group Limited and together, we represent a globally respected brand, boldly finding ways to enrich lives and build better communities. Our core values make us who we are and are demonstrated in everything we do; rooted in RESPECT, we are committed to creating meaningful experiences for our customers, employees and communities. We are seeking a suitably qualified and experienced Credit Analyst to join our Data Analytics Unit. The successful candidate will play a key role in supporting data-driven decision-making by analyzing credit portfolio performance, developing analytical solutions, producing management information and generating insights to strengthen credit risk management, lending strategies and portfolio profitability.
Category: Supervisory Contract: Permanent
Key Responsibilities
- Credit Portfolio Analytics
- Management Information & Reporting
- Data Analytics & Solutions
- Business Partnership & Innovation
Required Qualifications & Experience
- Bachelor's Degree in Data Analytics, Statistics, Mathematics, Computer Science, Economics, Finance, Actuarial Science, Business Analytics or a related quantitative discipline. A Master's Degree would be an asset.
- Minimum of three (3) years' experience in credit analytics, banking analytics, business intelligence, data science, risk analytics or a similar analytical role.
- Experience working with financial services data, lending portfolios or credit risk analysis.
- Technical Expertise
- Advanced Microsoft Excel skills, including Pivot Tables, Power Query, advanced formulas and data modelling.
- Strong working knowledge of Python, including analytical libraries such as Pandas, NumPy, Scikit-learn and Matplotlib.
- Experience writing SQL queries for data extraction and analysis.
- Knowledge of statistical analysis, predictive modelling and data visualization.
- Experience with Power BI or Tableau would be an asset.
- Strong knowledge of banking products, including personal loans, mortgages, credit cards, SME lending, commercial loans, deposits and overdraft facilities.
- Comprehensive understanding of the end-to-end credit lifecycle and credit risk concepts, including delinquency, NPLs, PD, LGD, EAD, provisioning, vintage analysis and portfolio segmentation.
Application Closing Date: September 22, 2026
$67.87k - $105.27k
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