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Credit Analyst

JN Group, Inc.

Credit Analyst

This is a remote position. We are a part of The Jamaica National Group Limited and together, we represent a globally respected brand, boldly finding ways to enrich lives and build better communities. Our core values make us who we are and are demonstrated in everything we do; rooted in RESPECT, we are committed to creating meaningful experiences for our customers, employees and communities. We are seeking a suitably qualified and experienced Credit Analyst to join our Data Analytics Unit. The successful candidate will play a key role in supporting data-driven decision-making by analyzing credit portfolio performance, developing analytical solutions, producing management information and generating insights to strengthen credit risk management, lending strategies and portfolio profitability.

Category: Supervisory Contract: Permanent

Key Responsibilities

  • Credit Portfolio Analytics
  • Management Information & Reporting
  • Data Analytics & Solutions
  • Business Partnership & Innovation

Required Qualifications & Experience

  • Bachelor's Degree in Data Analytics, Statistics, Mathematics, Computer Science, Economics, Finance, Actuarial Science, Business Analytics or a related quantitative discipline. A Master's Degree would be an asset.
  • Minimum of three (3) years' experience in credit analytics, banking analytics, business intelligence, data science, risk analytics or a similar analytical role.
  • Experience working with financial services data, lending portfolios or credit risk analysis.
  • Technical Expertise
    • Advanced Microsoft Excel skills, including Pivot Tables, Power Query, advanced formulas and data modelling.
    • Strong working knowledge of Python, including analytical libraries such as Pandas, NumPy, Scikit-learn and Matplotlib.
    • Experience writing SQL queries for data extraction and analysis.
    • Knowledge of statistical analysis, predictive modelling and data visualization.
    • Experience with Power BI or Tableau would be an asset.
    • Strong knowledge of banking products, including personal loans, mortgages, credit cards, SME lending, commercial loans, deposits and overdraft facilities.
    • Comprehensive understanding of the end-to-end credit lifecycle and credit risk concepts, including delinquency, NPLs, PD, LGD, EAD, provisioning, vintage analysis and portfolio segmentation.

Application Closing Date: September 22, 2026

Vacancy posted 16 hours ago
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