Property Preservation Specialist

Overview At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we’re committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities. Responsibilities The function of this position is to provide direct assistance to the Consumer Real Estate Servicing Department, specifically Property Preservation workflow, and must comply with bank and investor guidelines in the collection, maintenance and legal aspects of delinquent and current portfolio and investor mortgage loans. Essential Responsibilities: Monitoring borrower accounts to minimize the company’s risk, and ensure compliance with all regulations as it relates to property management Research and understand state, county, city, municipal, investor, and bank regulations to determine if property meets criteria Ordering, reviewing, tracking, and maintaining inspections to adhere to regulatory property maintenance guidelines Ordering, reviewing, tracking, and maintaining remedial preservation and utility work to adhere to regulatory property maintenance guidelines Communicating with vendors handling property maintenance guidelines Prepare and submit applicable reports as related to property preservation actions Ordering and evaluating e-appraisals Analyzing generated reports regarding delinquent property taxes Research, track, and communicate with borrowers and tax entities Reviewing and processing property management invoices for services Preparing and mailing notifications to borrowers per investor, guarantor, state, insurer, or bank guidelines Assisting with above responsibilities for portfolio, investor, and Owned Real Estate (OREO) accounts Complying with applicable regulations including but not limited to Fair Debt Collections Practices Act, Real Estate Settlement Procedures Act, Service Member Civil Relief Act, Dodd-Frank Act (UDAPP) as the relate to consumer real estate loan collections Perform other related duties as assigned or directed Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all training requirements in a timely manner Ancillary Duties: As an integral member of the Consumer Real Estate Servicing Department, this position is also responsible to provide assistance wherever necessary to help the Consumer Real Estate Servicing Department and the Company in achieving their annual goals. Qualifications Education/Training/Requirements: High School Diploma or GED required A.A. or A.S. degree with business field of study or relevant work experience strongly preferred All applicants must be 18 years of age or older Skills: Familiarity with collections, loss mitigation, foreclosure, and bankruptcy laws; servicing requirement of various secondary market investors and government agencies Proficient reading, writing, mathematical and grammar skills PC proficiency including Windows and Microsoft Suite Excellent interpersonal and communication skills Ability to adapt, create, and maintain workflows based on regulatory guidelines Ability to analyze data from reports and workbooks Highly organized and detail oriented Must be able to consistently demonstrate the Company’s core values; integrity, teamwork, excellence, and humility Experience: Minimum of two (2) years’ collections, mortgage servicing, property management, and/or delinquent property tax management experience preferred Other Job Information Hours: 40 hours/week (Monday through Friday 8am-4:30pm; Occasional nights/weekends/holidays) Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on! Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus. The Company is an affirmative action, equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status or any other characteristic protected by applicable federal, state or local law. The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department. Minimum USD $19.00/Hr. Maximum USD $25.60/Hr. #J-18808-Ljbffr Benefit Plans Administrative Services, Inc.