Senior Collections Specialist

ATHENA Accounting and Finance is seeking a Collections Specialist to join our team. In this role, you will play a critical part in recovering assets while upholding professional and ethical standards. Your expertise in collections, judgment enforcement, and asset recovery will be key to ensuring successful financial outcomes. Key Responsibilities: Manage collections for merchant cash advance (MCA) accounts with professionalism and efficiency. Utilize advanced skip tracing techniques to locate debtors. Implement judgment enforcement strategies , including garnishments and lien placements. Conduct detailed asset searches to identify recoverable assets. Collaborate with private investigators and third-party professionals as needed. Negotiate payment plans while maintaining compliance with industry regulations. Maintain accurate records of collection efforts and account statuses . Qualifications & Experience: 2+ years of experience in merchant cash advance (MCA) collections . Associate degree or higher in finance, accounting, business, or a related field. 2–5 years of proven experience in collections (MCA industry experience preferred). Proficiency in skip tracing tools and investigative methodologies . Strong knowledge of judgment enforcement, garnishments, and lien processing . Familiarity with asset search tools and financial recovery techniques . Ability to work collaboratively with legal teams and private investigators . Excellent communication, negotiation, and problem-solving skills. Detail-oriented with strong account management capabilities . Compensation: Base Salary + Commission $65,000 – $120,000 (based on experience and performance) The statements in this Job Posting are intended to describe the general nature and minimum level of work required. The content should not be construed as a complete list of all duties, responsibilities, and skills required to meet the criteria for this position. Upon request, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Application for employment is not intended to and does not create a contract or offer of employment and if hired, employment with the company is on an at-will basis and could be terminated at the will of either party. ATHENA Consulting LLC does not discriminate in hiring based on federally protected classifications to include but not limited to race, color, religion, national or ethnic origin, sex, sexual orientation, gender identity or expression, age, disability, protected veteran status, marital status or other characteristics protected by law. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. Seniority level Associate Employment type Full-time Job function Finance Industries Business Consulting and Services and Loan Brokers #J-18808-Ljbffr ATHENA HR Talent