Commercial Portfolio Manager

Commercial Portfolio Manager

The Commercial Portfolio Manager is responsible for monitoring and managing the credit quality of an assigned commercial real estate loan portfolio. This role ensures timely receipt of financial information and conducts periodic credit reviews to maintain accurate risk ratings and reserves. Under limited supervision, this role also evaluates and facilitates loan renewals and modifications.

Key Responsibilities and Duties

• Performs credit analysis on commercial real estate properties by analyzing property operating statements, rent rolls, and borrower financial statements and performs financial modeling scenarios in accordance with credit policies.
• Performs and documents analysis of credit risk, including financial covenants, assures that credits are property risk rated, and modifies servicing plans as needed.
• Identifies deteriorating credits, develops comprehensive action plans, in consultation with the Special Assets Department, to minimize losses.
• Monitors maturing loans and expiring commitments to ensure a timely refinance or payoff.
• Identifies and structures renewals for loan retention and prepares credit approval packages.
• Assists in the closing process to ensure loans are closed timely and documented as approved.
• Serves as the primary liaison with customers, responds to customers' requests for modifications, extensions, or servicing needs.

Minimum Qualifications

• 3 years of experience supporting and managing commercial portfolios
• Prior knowledge and experience with Multifamily and/or CRE lending

Preferred Qualifications

• 5+ years of experience managing Multifamily loan portfolios
• Advanced skills in credit analysis for a large financial institution

Educational Requirements

• University (Degree) Preferred

Physical Requirements

• Physical Requirements: Sedentary Work

Career Level 7IC