Credit and Collections Specialist - B2B/ECOMM

Credit and Collections Specialist - B2B/ECOMM

Company: Exemplis Department: Credit & Collections Location: Cypress, CA, US, 90630 Work Designation: Hybrid Salary Range: $22.62 - $31.67 Position Summary: We are seeking a Credit & Collections Specialist with experience in business-to-business (B2B) accounts receivable and eCommerce receivables. The ideal candidate will evaluate B2B credit applications, assign credit lines, manage outstanding invoices, and ensure timely collections while minimizing bad debt risk. This role also involves eCommerce receivables reconciliation and fraud prevention. Success in this position requires proactive customer communication, effective dispute resolution, and a commitment to maintaining healthy cash flow for the organization. This is a hybrid role requiring onsite work three days per week (Tuesday, Wednesday, and Thursday). Responsibilities and Essential Functions: Credit & Risk Assessment Evaluate new customer credit applications, financial statements, credit reports, and trade references. Assign appropriate credit limits and terms while continuously monitoring and reassessing B2B customer creditworthiness to mitigate financial risk. Review credit holds and make timely, well-informed credit decisions by analyzing credit lines, Dun & Bradstreet reports, payment trends and account and invoice status. Collect, verify and maintain resale certificates. Collections & Customer Relationship Management Proactively manage customer relationships, aging, and collections while collaborating with Sales and Customer Service to resolve disputes and credit concerns. Distribute invoices and acknowledgments accurately. Accounts Receivable, Reporting & Reconciliation Reconcile monthly AR cash receipts with system and bank records to ensure accuracy. Process credit and debit memos. Manage reporting for Edloe, Albany, and PayPal Wallet activity processed through Shopify. Identify, research, and report payment discrepancies and required corrections to management. Additional Responsibilities Assist with payment processing, including check-by-phone, credit cards, wire transfers, and EFTs. Support special projects related to credit, collections, and revenue security. Key Performance Criteria Review credit holds and make timely, well-informed credit decisions by analyzing credit lines, Dun & Bradstreet reports, payment trends, and account and invoice status. Collect, verify, and maintain resale certificates. DSO: ? 22.0 Bad debt: Minimized and within company benchmarks Collections efficiency: Proactive, effective collection efforts Aging Buckets: Maintain 85% current AR with less than 1% in the 90+ day aging bucket Qualifications, Skills and Education: Required Qualifications Minimum 1 year of commercial collections experience Strong customer service skills with professional phone etiquette Excellent communication, negotiation, and problem-solving abilities Understanding of business cycles, from order processing to collections Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment Preferred Qualifications Experience in B2B Accounts Receivable within e-commerce environment Proficiency in Microsoft Office Suite Familiarity with AX Dynamics 2012 and Dynamics 365 Experience handling eCommerce receivables Perks and Benefits: We hope that you're excited by the possibilities that come along with working at Exemplis! With us, TEAM comes first. We bring integrity, passion, and excellence to work each day. Being part of our team means living our core values and thriving in an environment of constant innovation and positive change. In addition to our unique culture, we also offer these fun perks and benefits. Competitive Salary: Our compensation philosophy is to be externally competitive, internally fair, and not win or lose on compensation. Salary ranges are developed with the support of national benchmarks and industry best practices that adjusts to your cost of labor, years of relevant experience, skill set, and education. Employee Discounts: We offer our employees discounts across all of our product lines. Hit our Numbers Lunch: When we hit our monthly milestones, we all celebrate! About Us: It all started in a small warehouse in California with just three employees, a fax machine and a bell that rang out every time a chair came down the conveyor belt. 30 years later, Exemplis continues to lead, innovate and disrupt an array of industries through its growing family of brands including SitOnIt Seating, Timbuk2, X-Chair, Maverick, Mavix, Edloe Finch, and Albany Park. From sustainable manufacturing to outreach programs and more, we strive to make a positive impact on everyone we serve. We make sure our people (and their communities) are at the core of our organization. To make a difference, we must be a champion of diversity, inclusion, service and social justice above all else. Are you ready to be a part of something special? We have headquarters, offices and retail stores across the U.S. (plus a variety of flexible work opportunities). Learn more and apply today. Exemplis is an Equal Opportunity Employer and our company adheres to the equal employment opportunity guidelines set forth by federal, state, and local laws. Read our full statement on our careers page.