Claims Consultant

Claims ConsultantMidwestA full-service advisory firm, Curi is comprised of three distinct businesses: Curi Insurance, its flagship medical malpractice liability insurer; Curi Advisory, its consulting arm; and Curi Capital, a registered investment advisor (RIA). What we all have common is an unwavering commitment to serving clients. As fierce healthcare advocates, business leaders, and thoughtful partners, Curi offers unmatched access and exudes a deep understanding of specific client circumstances. With exceptional accessibility and dedication, Curi's trusted expertise, ability to form deep relationships, and holistic approach deliver outcomes that are proven, actionable, and meaningful—in medicine, business, and life.The RoleWe are looking for a dynamic team player with strong communication skills to join our Claims team as a Claims Consultant, reporting to the Director of Claims. You will support and coordinate the defense of our insured physicians, hospitals, and/or medical providers. You will be responsible for investigating and managing claims—including, but not limited to, speaking with insureds and claimants; providing coverage analysis; assigning and working with defense counsel to ensure proper case management; establishing appropriate reserves; and negotiating resolution or issuing denials as appropriate.Key Result AreasAct as the first point of contact for insureds on general claim questions and claim reporting.Perform coverage analysis and collaborate with Curi Legal team to prepare Reservation of Rights/declination letters when appropriate.Work with defense counsel to develop the case, including expert support and case strategy.Obtain expert reviews and conduct independent investigations when no defense counsel is assigned.Maintain cases in a diary to ensure proper file management, evaluation, strategy, and timely reserve recommendations.Keep current running notes to reflect file development and ensure proper data is maintained in the claims management system.Negotiate claim settlements at mediation or directly with plaintiff counsel as indicated, or issue denials to claimant/claimant attorney as appropriate.Attend first-suit meetings, mediations, and trials.Attend and participate in Claims Review Committee meetings to provide strategy on claims file management.Key SkillsSolid understanding of basic insurance concepts, including coverage, policy language, liability, negligence, and damages.Strong organizational skills and ability to manage multiple tasks simultaneously.Effective written and oral communication skills.Ability to think critically and resolve problems of varying complexity.Ability to perform with minimal supervision.Self-motivated with a strong work ethic.Excellent customer service skills.Strong computer skills - experience with eOasis and OnBase is a plus.Proficiency with Microsoft Office Suite.Willingness to work flexible work hours depending on the physician's availability to meet with the Claims team.Alignment with Curi's core values: accountability, curiosity, teamwork, inclusion, and service commitment.TravelUp to 10% travel (some overnight) is anticipated for this position.Key QualificationsRequired Education and ExperienceBachelor's degree with relevant claims, insurance, or legal experience will be considered.Minimum of three years of claims experience (bodily injury claims experience a plus) and/or medical malpractice defense.Must obtain applicable adjusters license(s) by state within three months of start date.Preferred Education and ExperienceJuris Doctor (JD) PreferredFive years of medical malpractice claims and/or medical malpractice defense experience preferred.The base salary will be commensurate with an individual's work experience and educational background.US Pay Range$90,000 - $115,000 USDOur Vision: To be the trusted partner in medicine, business, and life.Our Mission: By providing valued advice and support, we help strengthen care, mitigate risk, and build financial futures to enhance the lives of those we serve.Our Values:Accountability: We are driven to act, work with integrity, and deliver results.Curiosity: We ask and listen, stay curious, and are eager to learn.Teamwork: We build strong relationships, celebrate success, and partner for greater impact.Inclusion: We respect, recognize, and encourage the differences that make us stronger—we are better togetherOur Benefits: Curi offers eligible team members and their dependents comprehensive health benefits, including medical, dental, vision, and life insurance. Other benefits for eligible team members include education assistance, annual bonus opportunity, 401(k) with employer match, short-term and long-term disability, flexible time off, and 13 paid holidays annually.