Vice President - Product

San FranciscoProduct – Product Management /Full-time /HybridNium, Global Leader in PaymentsNium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 220+ markets, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 35 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.About the RoleNium is looking for a VP - Product to lead the strategy, commercial performance, and end-to-end evolution of our globalpayments product portfolio, with particular focus on payments infrastructure, card issuance, and stablecoins/digitalassets.Reporting directly to the CEO, this highly visible leader will translate company strategy into differentiated products thatcreate measurable value for customers and the business. You will operate as a mini-GM and true product owner for yourportfolio - accountable not only for vision and delivery, but also for market fit, go-to-market readiness, adoption,revenue, margin, and long-term performance.You will work at the intersection of product, technology, commercial strategy, financial infrastructure, and regulation,partnering closely with Engineering, Sales, Marketing, Network & Partnerships, Treasury, Compliance, Operations, andsenior leadership across Nium.This is not a purely strategic leadership role. The successful candidate will move comfortably between long-termproduct vision, customer and market research, commercial decisions, technical architecture, go-to-marketexecution, and detailed product trade-offs.What You'll DoOperate as the mini-GM and accountable product owner for a significant portfolio spanning payments, card issuance, andemerging stablecoin capabilities, with clear ownership of product outcomes and business performance.Own the complete product lifecycle - from customer discovery, market research, opportunity sizing, and business casedevelopment through roadmap prioritization, build, launch, go-to-market, adoption, optimization, and eventual productretirement.Set the product vision, strategy, and roadmap, partnering directly with the CEO and executive leadership team totranslate company priorities into focused investments and measurable outcomes, and represent Product in executive,board-level, strategic partner, and key customer discussions.Own the commercial success of the portfolio by shaping business cases, pricing, packaging, monetization, and investmentdecisions, and by managing performance against revenue, payment volume, margin, adoption, retention, andreturn-on-investment goals.Partner deeply with Sales, Marketing, Solutions, and Customer Success to define target segments, sharpen valuepropositions, build go-to-market plans, enable commercial teams, support strategic deals, and accelerate adoption.Build a disciplined customer-insight engine through direct customer engagement, win/loss analysis, qualitative andquantitative research, and continuous validation of customer problems and product-market fit.Maintain a strong view of the competitive landscape, emerging technologies, customer expectations, and marketstructure; translate those insights into product differentiation, build/partner/buy decisions, and strategic advantage.Use AI tools fluently, effectively, and responsibly to accelerate research, insight synthesis, decision-making, andday-to-day product execution within appropriate security and governance controls.Lead, develop, and scale a high-performing product organization, establishing strong standards for discovery,prioritization, execution, accountability, and commercial thinking.Drive the evolution of Nium's global money-movement capabilities, including cross-border payments, real-time paymentrails, collections, FX, accounts/wallets, and settlement infrastructure.Lead the strategy for Nium's card-issuance platform, including virtual and physical cards, issuer processing, card lifecyclemanagement, authorization, controls, tokenization, and Visa/Mastercard network capabilities.Define Nium's stablecoin and digital-asset product strategy, identifying practical opportunities across cross-borderpayments, treasury, settlement, liquidity, and card products while balancing customer value, scalability, regulation, andoperational complexity.Champion an API-first platform strategy and partner with Engineering and Architecture to deliver scalable, resilientinfrastructure across authorization, clearing, settlement, ledgering, reconciliation, APIs, webhooks, and developer tooling.Partner with Compliance, Legal, Treasury, Risk, Network, and Operations to launch and scale products responsibly acrossmultiple markets and regulatory environments.What We're Looking ForSignificant product leadership experience in fintech, payments, banking infrastructure, card networks, or financialtechnology, including experience leading senior product teams.A product-owner and mini-GM mindset, with a record of owning strategy, execution, commercial outcomes, and portfolioperformance rather than operating as a roadmap manager alone.Deep understanding of payments infrastructure and money movement, ideally spanning cross-border and real-timepayments, payment rails, FX, treasury, accounts/wallets, or settlement.Strong experience with card issuance and/or processing, including authorization, clearing and settlement, card lifecycle,issuer processors, BIN sponsorship, tokenization, controls, disputes/chargebacks, and card-scheme requirements.Meaningful knowledge of stablecoins, blockchain-based payments, or digital-asset infrastructure, with the judgment todistinguish practical enterprise use cases from emerging technology trends.Demonstrated end-to-end product leadership, including discovery, research, business cases, development, launch,go-to-market, adoption, optimization, and lifecycle management.Proven commercial ownership, with the ability to connect product decisions to pricing, revenue, payment volume, margin,adoption, retention, unit economics, and strategic differentiation.Experience partnering with Sales and Marketing to define market segments, value propositions, launch strategies,commercial enablement, and growth plans.Strong customer and market orientation, including direct enterprise-customer discovery, market sizing, competitiveanalysis, and the use of research and data to guide investment decisions.Strong AI fluency, with demonstrated ability to apply AI tools effectively and responsibly across research, discovery,analysis, prototyping, communication, and product execution.Experience building API-first B2B or enterprise platforms and working closely with Engineering on complex technicalproducts.Demonstrated success taking products from 0-to-1 and scaling them globally while navigating ambiguity and makingdifficult prioritization decisions.Experience operating in highly regulated environments and partnering effectively with Compliance, Legal, Risk, Treasury,Operations, banks, card networks, and other external partners.Strong executive presence and the ability to communicate complex technical, financial, customer, and competitiveconcepts clearly and influence across functions.A global mindset and experience building products across multiple markets, regulatory environments, currencies, andpayment ecosystems.Nice To HaveExperience at a high-growth fintech or payments startup, particularly through a period of significant scale.Direct experience launching stablecoin-powered payments, settlement, treasury, or card products.Experience with both traditional payment infrastructure and blockchain-based rails.Experience owning a significant payments, cards, or fintech product P&L.Prior experience working with banks, card networks, issuer processors, payment schemes, liquidity providers, orblockchain infrastructure partners.Experience scaling a product organization while preserving individual accountability, customer proximity, and speed ofexecution.What Success Looks Like Success means building a clear and differentiated strategy that connects Nium's global payments infrastructure withthe next generation of money movement - and converting that strategy into products customers buy, adopt, andexpand.You will determine where Nium should invest, what we should build, what we should not build, how we will win in themarket, and how quickly we can bring differentiated products to customers - with clear accountability for commercialand customer outcomes.You will also build an organization capable of executing that strategy end to end, developing strong product leaderswhile creating a culture of customer obsession, market awareness, technical depth, measurable outcomes, andownership.$244,000 - $305,000 a yearSalary ranges are dependent on a variety of factors, including skills, qualifications, experience, and geographic location. Certain roles may offer additional incentives including but not limited to equity and bonus. Your recruiter is happy to share more information about the salary range specific to your working location and other factors at any stage of the hiring processWhat we offer at NiumWe Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also provide a flexible hybrid working environment (3 days per week in the office).We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role-specific training, internal workshops, and a learning stipend.We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities. Check out CNBC World’s Top Fintech Companies 2024.We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company-wide social events, team bonding activities, happy hours, team offsites, and much more! We Thrive With Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone. For more detailed region-specific benefits: For more information, visit .Depending on your location, certain laws may regulate the way Nium manages the data of candidates. By submitting your job application, you are agreeing and acknowledging that you have read and understand ourCandidate Privacy Noticelocated at.Nium provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status. In addition to federal law requirements, Nium complies with applicable state and local laws governing non-discrimination in employment in every location in which the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.Nium expressly prohibits any form of workplace harassment based on race, color, religion, gender, sexual orientation, national origin, age, disability, or veteran status.We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.