Mortgage Loan Originator - 1st

Location: Cincinnati, OH Employment Type: 1st Shift, Full‑time, Direct hire Job Brief Kable Workforce Solutions is hiring a Mortgage Loan Originator for our client. This job will be responsible for self‑source mortgage leads, convert into applications, present personalized mortgage products and solutions to potential customers, produce required disclosures, procure intent to proceed, collect borrower documents needed to satisfy loan conditions, and work with internal departments to ensure a superior customer experience and timely loan closing. Typical Day Consistently achieves monthly loan production volume as specified in the MLO Agreement. Generates new business to assist in meeting established profitability goals. Responsible for developing and maintaining a business plan for growth of this business area. Networks with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads. Evaluates needs of potential customers and offers appropriate mortgage products and services, or provides referral to appropriate specialist within the Bank. Prepares and compiles mortgage application and information for processing of mortgage loan applications generated. Ensures completeness of loan documentation. Oversees timely closing and funding of loans. Provides ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business. Responds to mortgage inquiries and requests regarding accounts from assigned branches, and promotes and cross‑sells other bank products and services as appropriate to customer requirements. Provides data to support marketing and sales promotion programs. Works directly with sales manager to assist with CRA loan initiatives in local market. Requirements Minimum of 2 years’ experience originating residential mortgages, 4 years preferred. Must have existing referral network established to provide mortgage leads. Must have prior experience using loan originating software and MS Office products. Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs. Bachelor’s degree (B.A.) from four‑year college or university; or four years related experience and/or training; or equivalent combination of education and experience. Must have or ability to obtain Mortgage Loan Originator License with NMLS. Must be trained in all areas of mortgage lending. Must maintain employer and industry required continuing education. Ability to move or lift to 50 lbs. Ability to reach, grasp, hold, push, pull, bend, twist, squat, climb, kneel. Ability to utilize hand/eye coordination. Capability to stand for prolonged periods of time. Communication skills. Equal Opportunity Employer Kable Workforce Solutions is proud to be an equal‑opportunity employer. We welcome and value diversity and are committed to creating an inclusive workplace where everyone can thrive. This job description is not intended to be all‑inclusive, and the employee will also perform other reasonably related business duties as assigned by the immediate supervisor and other management as required. #J-18808-Ljbffr The Kable Group