Director, Product Management
Full-time
Mastercard
Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary
Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
The Real‑Time Payments (RTP) team is seeking a Director, Product Management to lead the strategy, development, and ongoing evolution of A2A Products and Access Layer solutions. This role is accountable for translating RTP strategy into scalable, commercially viable product capabilities that enable secure, reliable, and extensible access to real‑time payment rails across global markets. The Director will operate at the intersection of product strategy, platform capabilities, technology delivery, and market adoption, working in close partnership with Engineering, Architecture, Commercial, Risk, Controls, and regional market teams. Success in this role requires deep A2A ecosystem knowledge, strong commercial judgement, and the ability to operate effectively in a complex, matrixed environment with shared ownership and multiple stakeholders. Role
In this strategic position, you will: • Provide product leadership for A2A & Access Layer and Overlay capabilities, shaping the vision, defining the client value proposition, and setting the roadmap and investment priorities aligned to RTP Global strategy and market needs.
• Translate strategic objectives into a clear, prioritised product roadmap, balancing platform scalability, regulatory requirements, customer value, and speed to market.
• Own end-to-end product accountability for assigned capabilities, from concept through delivery, launch, and ongoing lifecycle management, using the Studio framework.
• Partner closely with Technology, Architecture, CX&D, Risk, Legal, Operations, and Commercial teams to define requirements, ensure readiness, and deliver high-quality, production-grade solutions.
• Drive product decisions across API access, onboarding models, authentication, entitlements, controls, reporting, and extensibility, ensuring solutions are secure, resilient, and globally reusable.
• Bring a deep understanding of the A2A payments ecosystem, including schemes, domestic rails, regulatory expectations, customer operating models, and competitive dynamics.
• Apply strong commercial acumen to shape pricing models, value propositions, and market adoption strategies, supporting go-to-market alignment and sustainable growth.
• Proactively identify and manage product risks, dependencies, and trade-offs across the product development lifecycle, escalating with clear recommendations and options.
• Lead, coach, and develop product managers within scope, setting a high bar for product thinking, execution discipline, and stakeholder engagement.
• Act as a trusted product leader to senior stakeholders, clearly articulating product direction, progress, risks, and outcomes through concise executive communication. All About You
The ideal candidate for this position should: • Senior level product management experience in payments, A2A, Open Finance, payment schemes and value-added services, banking platforms, or financial infrastructure, with demonstrated ownership of complex platform or access layer capabilities.
• Strong understanding of real time payments ecosystems, including scheme rules, clearing and settlement constructs, onboarding and access models, regulatory constraints, and multi party dependencies.
• Proven ability to operate effectively in global, matrixed organizations, driving alignment and outcomes through influence rather than authority.
• A track record of translating strategy into executable product roadmaps, making sound prioritization decisions based on customer value, commercial impact, and platform sustainability.
• Comfort working closely with technology teams, with enough technical depth to engage on APIs, platforms, integration patterns, security, and scalability without losing a business lens.
• Strong leadership capability, including experience coaching and developing product managers and setting clear standards for product excellence.
• Excellent communication and executive presence, with the ability to simplify complex topics and engage effectively with senior leadership, partners, and delivery teams.
• Demonstrated curiosity, learning agility, and commitment to continuous improvement, aligned to the Mastercard Way.
Corporate Security Responsibility
Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must: • Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings Corporate Security Responsibility
Director, Product Management
Director, Product Management, Real-time Payments
Who is Mastercard?Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview
The Real‑Time Payments (RTP) team is seeking a Director, Product Management to lead the strategy, development, and ongoing evolution of A2A Products and Access Layer solutions. This role is accountable for translating RTP strategy into scalable, commercially viable product capabilities that enable secure, reliable, and extensible access to real‑time payment rails across global markets. The Director will operate at the intersection of product strategy, platform capabilities, technology delivery, and market adoption, working in close partnership with Engineering, Architecture, Commercial, Risk, Controls, and regional market teams. Success in this role requires deep A2A ecosystem knowledge, strong commercial judgement, and the ability to operate effectively in a complex, matrixed environment with shared ownership and multiple stakeholders. Role
In this strategic position, you will: • Provide product leadership for A2A & Access Layer and Overlay capabilities, shaping the vision, defining the client value proposition, and setting the roadmap and investment priorities aligned to RTP Global strategy and market needs.
• Translate strategic objectives into a clear, prioritised product roadmap, balancing platform scalability, regulatory requirements, customer value, and speed to market.
• Own end-to-end product accountability for assigned capabilities, from concept through delivery, launch, and ongoing lifecycle management, using the Studio framework.
• Partner closely with Technology, Architecture, CX&D, Risk, Legal, Operations, and Commercial teams to define requirements, ensure readiness, and deliver high-quality, production-grade solutions.
• Drive product decisions across API access, onboarding models, authentication, entitlements, controls, reporting, and extensibility, ensuring solutions are secure, resilient, and globally reusable.
• Bring a deep understanding of the A2A payments ecosystem, including schemes, domestic rails, regulatory expectations, customer operating models, and competitive dynamics.
• Apply strong commercial acumen to shape pricing models, value propositions, and market adoption strategies, supporting go-to-market alignment and sustainable growth.
• Proactively identify and manage product risks, dependencies, and trade-offs across the product development lifecycle, escalating with clear recommendations and options.
• Lead, coach, and develop product managers within scope, setting a high bar for product thinking, execution discipline, and stakeholder engagement.
• Act as a trusted product leader to senior stakeholders, clearly articulating product direction, progress, risks, and outcomes through concise executive communication. All About You
The ideal candidate for this position should: • Senior level product management experience in payments, A2A, Open Finance, payment schemes and value-added services, banking platforms, or financial infrastructure, with demonstrated ownership of complex platform or access layer capabilities.
• Strong understanding of real time payments ecosystems, including scheme rules, clearing and settlement constructs, onboarding and access models, regulatory constraints, and multi party dependencies.
• Proven ability to operate effectively in global, matrixed organizations, driving alignment and outcomes through influence rather than authority.
• A track record of translating strategy into executable product roadmaps, making sound prioritization decisions based on customer value, commercial impact, and platform sustainability.
• Comfort working closely with technology teams, with enough technical depth to engage on APIs, platforms, integration patterns, security, and scalability without losing a business lens.
• Strong leadership capability, including experience coaching and developing product managers and setting clear standards for product excellence.
• Excellent communication and executive presence, with the ability to simplify complex topics and engage effectively with senior leadership, partners, and delivery teams.
• Demonstrated curiosity, learning agility, and commitment to continuous improvement, aligned to the Mastercard Way.
Corporate Security Responsibility
Every person working for, or on behalf of, Mastercard is responsible for information security. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and therefore, it is expected that the successful candidate for this position must: • Abide by Mastercard’s security policies and practices;
• Ensure the confidentiality and integrity of the information being accessed;
• Report any suspected information security violation or breach, and
• Complete all periodic mandatory security trainings Corporate Security Responsibility
All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:
- Abide by Mastercard’s security policies and practices;
- Ensure the confidentiality and integrity of the information being accessed;
- Report any suspected information security violation or breach, and
- Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines.
Vacancy posted a month ago
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