Sr. SBA Comm'l Business Development Officer

Job Title: Sr. SBA Comm'l Business Development Officer

Location: Livermore, CA

Hiring Salary Range: $125,000.00 - $160,000.00 annually

Position Summary

Fremont Bank - one of the Bay Area's most respected and long-standingfinancial institutions - is seeking a strategic, hands-on professional to joinand help advance our Commercial Lending Operations team. This is a high-impactopportunity to contribute to the success of a mission-driven organizationcommitted to excellence, community service, and strong client relationships.

If you're energized by purpose-driven work, collaboration, and deliveringmeaningful results, we'd love to connect.

Why Fremont Bank?

Founded in 1964, Fremont Bank is one of the oldest independently ownedbanks in the Bay Area and has been consistently recognized as a Top Workplacefor the past 15 consecutive years. Our foundation is built on relationships -with our clients, our associates, and our communities.

We offer:

• A people-first culture grounded in inclusion and excellence
• Deep community involvement and local reinvestment
• A mission-driven workplace where values and performance go hand in hand

The Fremont Bank Way

• Full-Service Banking with comprehensive financial solutions, advanced technology, and exceptional service
• No-Compromise Approach - we help clients get to "yes"
• Core Values:
  o Go above and beyond for clients
  o Foster a supportive and empowering environment for associates
  o Deeply invest in the well-being of our local community

Position Overview

TheSenior SBA Comm'l Business Development Officer is responsible for originatinghigh-quality SBA 7(a) loans and driving significant loan volume and revenuegrowth, with emphasis on loans structured for secondary market execution. Thisposition is highly market-facing and production-driven, focusing on businessdevelopment, complex deal structuring, and referral network expansion.Portfolio management responsibilities are minimal, with ownership primarilyconcluding at loan closing and transition to relationship management teams.

Key Responsibilities

• Originate SBA 7(a) loans to meet or exceed top-tier annual production targets
• Develop and maintain referral networks including business brokers, CPAs, attorneys, and commercial real estate professionals
• Proactively source SBA loan opportunities primarily within the Bank's geographic footprint
• SBA structure loans to maximize premium and salability in the secondary market
• Analyze borrower financials, cash flow, collateral, and repayment capacity
• Pre-screen and package transactions for efficient underwriting review and approval
• Recommend loan structure, terms, and conditions to appropriate lending authority
• Serve as the primary client advisor from origination through closing
• Identify and cross-sell appropriate lending, deposit, and treasury solutions
• Partner with underwriting, closing, and portfolio teams to ensure efficient deal execution
• Transition of closed relationships to CRM/SBA portfolio team with minimal ongoing servicing responsibility
• Mentor junior business development officers and contribute to SBA growth strategy
• Represent the Bank in industry and community events to build referral channels
• Maintain accurate pipeline tracking and ensure efficient deal conversion
• Perform other duties and responsibilities as assigned.

Qualifications & Skills

• Bachelor's degree in business, finance, or related field (or equivalent experience)
• 10+ years of SBA and/or commercial lending production experience
• Proven ability to generate high-volume SBA loan production
• Strong knowledge of SBA 7(a) program requirements, eligibility, and structuring
• Advanced credit analysis and loan structuring skills
• Demonstrated success in business development, sales, and referral network building
• Working knowledge of commercial banking products including deposits and treasury services
• Excellent communication, negotiation, and presentation skills
• Proficiency in Microsoft Office and CRM systems

What Makes Fremont Bank AssociatesThrive?

• Team Players who go above and beyond to support their colleagues
• Action-Oriented professionals who challenge the status quo and seek improvement
• Purpose-Driven individuals who understand and champion the bank's community impact

Benefits Snapshot

Health & Wellness

• Medical, dental, and vision insurance
• Flexible Spending Accounts (FSA, Dependent Care, Health Savings)

Financial & Retirement

• Employee Stock Ownership Plan (ESOP)
• 401(k) with employer match
• Performance-based bonuses or incentives

Work-Life & Perks

• Paid holidays, vacation, and sick time
• Free personal checking and savings accounts
• Home loan rate discounts
• Tuition reimbursement and professional development resources
• On-site gym and discounted health club memberships
• Employee Assistance Program (EAP)

Equal Opportunity Employer

Fremont Bank is proud to be an Equal Opportunity Employer. We arecommitted to creating an inclusive environment for all employees, regardless ofrace, color, religion, sex, gender identity, sexual orientation, nationalorigin, age, disability, veteran status, or any other protected classification.

Salary Range

The hiring salary range for this position is $125,000.00 - $160,000.00 annually,based on factors such as experience, skills, education, and internal equity.Compensation decisions are made in consideration of these factors and inalignment with Fremont Bank's compensation philosophy.

Employee Stock Ownership Plan (ESOP)

The Employee Stock Ownership Plan (ESOP) is a way for Fremont Bank tocontribute to the financial well-being of associates by making a contributionto their retirement account. In addition, the ESOP provides associates anopportunity to share in the growth and prosperity of Fremont Bank.

Note to Search Firms:

Fremont Bank does not accept unsolicited resumes from search firms oragencies without a signed service agreement. Unsolicited resumes will beconsidered the property of Fremont Bank, and no fees will be paid.