Mortgage Loan Processor

We’re a residential mortgage brokerage expanding into the Miami market after years of successfully helping clients across California and the West Coast. We specialize in complex loan scenarios—jumbo, non-QM, bank statement, portfolio, and foreign national—and pride ourselves on delivering responsive service with a high-touch, boutique feel backed by a seasoned operations team. We’re expanding into the Miami market with a focused strategy and are actively building our local team to lead that growth. We plan to open a physical office later this year—likely in Brickell or a convenient part of Downtown Miami with reliable parking access. This role starts remote, with a shift to hybrid or in-office work expected once our physical location is finalized. We’re also a tech-forward team—candidates who embrace tools like AI to streamline workflows and enhance accuracy will feel right at home here. What You’ll Do Process a pipeline of residential mortgage loans from submission through clear-to-close—primarily jumbo, non-QM, bank statement, portfolio, and foreign national programs Coordinate with borrowers, loan officers, escrow/title agents, and lender underwriters to collect documents, satisfy conditions, and meet deadlines Handle complex condo transactions, including limited reviews, non-warrantable properties, reserve requirements, and investor overlays common in the South Florida market Maintain organized, audit-ready digital files and proactively update stakeholders throughout the loan process Manage a pipeline of approximately 20–30 active files, including submissions, conditions, and cleared-to-close loans depending on complexity Navigate lender platforms (e.g., "Arive", "LendingPad") and interpret AUS findings (DU, LP, or manual underwrites) What We’re Looking For 2+ years of experience processing residential mortgage loans, including non-QM, bank statement, or foreign national programs Strong working knowledge of condo lending requirements and local real estate dynamics in the Miami area Fluent in both English and Spanish—many of our South Florida clients prefer to communicate in Spanish Familiarity with multi-state files and wholesale lender platforms Based in the Miami metro area, with the ability to start remote and transition to hybrid/in-office later this year Comfortable working independently while collaborating closely with a responsive loan team Open to using AI tools to enhance productivity, accuracy, and workflow efficiency What We Offer Competitive compensation: base salary plus per-file bonus, with total comp based on experience and production volume Remote flexibility to start, with expected shift to hybrid or in-office once our Miami location is open This is a W-2 position that includes UHC Choice Plus medical insurance. Additional benefits may be added in 2026 as our Miami team grows A chance to grow with a brokerage building its presence in South Florida from the ground up Exposure to high-value loan files and a variety of borrower profiles Direct access to ownership and a tight-knit ops team that values speed, accuracy, and professionalism #J-18808-Ljbffr Carlyle Financial