State Licensed /Certified Appraisal Review Analyst

Work Location Mount Laurel, New Jersey, États-Unis d'Amérique Hours 40 Pay Details

$61,880 - $92,560 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job‑related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Line Of Business Services bancaires personnels et commerciaux Job Description The State Licensed Appraisal Review Analyst reviews, analyzes, and evaluates 1‑4 family real estate appraisals and valuations for Residential or Consumer loans as well as Loss Prevention reviews produced by appraisal vendors. They correspond with and follow up with appraisers for corrections, clarifications and edits as well as reconciling differences in opinion or perspective. Responsibilities Evaluates appraisals of particularly complex or unusual properties, applying experience and expert knowledge Performs semi‑annual and/or quarterly real estate market updates for region of responsibility; may be called upon to present to local or senior management Reviews loans with a loan amount greater than $2MM Assists loan officers, loan processors, underwriters and management by explaining valuation and appraisal issues and educating them on residential real estate issues; may visit properties in question to provide direct evaluation of property and assist with risk analysis (if feasible and warranted) May review appraisal reviews of junior reviewers to ensure standards are met; makes adjustments in methods and procedures as appropriate to ensure compliance Reviews content, real estate market surveys, assumptions, and other aspects of appraisals and valuations applying significant industry knowledge and experience to determine adequacy, appropriateness, and reasonableness May be called in to opine on market value opinions and be part of credit decisions Education & Experience Bachelors degree or progressive work experience in addition to experience below. 3+ Years of related experience. State Certified Appraisers License (SRA and/or MAI or AI‑RRS designation preferred). Expert knowledge of residential real estate valuation methodology and techniques. In‑depth knowledge of legal and regulatory aspects of residential real estate valuation. Strong analytical and evaluative skills with the ability to combine numerous disparate pieces of data into a comprehensive structure to improve evaluative accuracy and effectiveness. Excellent interpersonal communications and negotiation skills with the ability to explain interpretive and subjective decisions. Good leadership skills including the ability to coach and develop junior reviewers. Ability to manage workflow and adapt to changing conditions based on business objectives and priorities. Strong prioritization and organizational skills including the ability to establish and change priorities based on sound business reasoning. Physical Requirements Never: 0%; Occasional: 1‑33%; Frequent: 34‑66%; Continuous: 67‑100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well‑being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well‑being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Accommodation TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at View email address on click.appcast.io. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process. #J-18808-Ljbffr TD