Senior Relationship Manager - Business Credit
First National Bank
Primary Office Location:401 S Graham St. Charlotte, North Carolina. 28202.Join our team. Make a difference - for us and for your future.Prior Asset Based Lending experience is required. This position covers North Carolina, South Carolina and contiguous states.Position Title: Senior Relationship Manager - Business CreditBusiness Unit: Commercial BankingReports To: President of Pittsburgh RegionPosition Overview:This position is primarily responsible for assisting the Managing Director of Business Credit in the oversight of the Business Credit of the Bank. The incumbent provides support and relationship development to Business Credit along with assignment of a lending portfolio. Primary Responsibilities:Assists in leading and managing to meet the financial services needs of customers.Reviews ongoing market research to determine customer needs, volume potential, competitive strategies, etc.Coordinates customer service and sales efforts to attain specific goals and objectives.Achieves profitability goals and impacts profitability through sale of commercial loans, expansion of loan fees and management of related expenses.Develops resources as appropriate to improve efficiency and productively.Coordinates the preparation of periodic and sales reports and forms as required.Supports the lending activities by approving or rejecting loans within lending authority, performing tasks to use lending authority including all appropriate types of credit while maintaining the bank's credit quality and culture.Assists in loan structuring and related activities.Actively participates in actions designed to support credit quality and the Bank's credit culture.Administers personnel policies and procedures as established by Bank policy. Performs other related duties and projects as assigned.All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program. F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines. Compliance with regulatory laws and company procedures is a required component of all position descriptions. Minimum Education:BA or BSMinimum Years Experience:10Special Skills:Excellent management skillsExcellent communication skills, both written and verbalExcellent customer service skillsExcellent organizational, analytical and interpersonal skillsAbility to use a personal computer and job-related software MS Word - Basic LevelMS Excel - Intermediate LevelMS PowerPoint - Basic LevelMBA preferred. Proficient commercial and retail lending and commercial and retail and leadership services skills and the credit process from application through documentation.Special Licenses and Certificates:N/APhysical Requirements:N/AEqual Employment Opportunity (EEO):It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.SummaryLocation: Charlotte, NC; Greensboro, NC; Raleigh, NC; Wilmington, NCType: Full time
$99.75k - $214.37k
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