Loan Servicing Specialist (Collateral & UCC Focus)

Senior Loan Servicing Specialist (Collateral & UCC Focus) Location: Brea, CA (Hybrid – 2-3 days/week onsite required) Pay Range: $30.00 – $40.00 / hour W2 (Based on experience) Contract Term: 6 Months Contract-to-Hire (Position features strong potential for permanent conversion) Status: Open to Direct W2 Applicants Only (Strictly No C2C / No Third Parties / No 1099 / No W2 Referrals) Target Start Date: ASAP Position Overview We are seeking an experienced, detail-oriented Senior Loan Servicing Specialist with a strong background in collateral management to join a premier financial operations team in Brea, CA. This position acts as a critical post-origination anchor, managing essential loan activities, account reconciliations, and structural document audits. The ideal candidate must possess specialized, hands-on experience handling collateral documentation—specifically working with commercial/retail Insurance Certificates and executing Uniform Commercial Code (UCC) Filings. This hybrid opportunity offers a competitive hourly pay rate, an immediate start, and a direct path to permanent conversion based on performance. Key Responsibilities Collateral Control & Compliance (Primary Focus) UCC Filing Management: Manage, review, and execute UCC filings, continuations, amendments, and terminations to secure corporate asset positions in compliance with state guidelines. Insurance Certification Verification: Audit and monitor inbound property, liability, and specialized hazard insurance certificates to verify active coverage, correct loss payee clauses, and policy compliance. Document Auditing: Review post-origination loan files and trailing legal documents to guarantee 100% data completeness, integrity, and regulatory validation. Post-Origination Servicing Operations Payment Processing: Monitor, process, and execute high-volume loan payments, principal adjustments, interest calculations, and final payoff quotes within core servicing platforms. Account Reconciliation: Investigate, isolate, and reconcile complex ledger discrepancies, resolving transactional servicing errors or balancing systemic misallocations. Inquiry Resolution: Provide high-touch professional communication when responding to structural loan status and compliance inquiries from borrowers, internal credit partners, and legal stakeholders. Audit Readiness: Maintain comprehensive loan records and generate routine pipeline tracking reports to support internal compliance reviews, financial audits, and process enhancements. Required Skills & Technical Toolset Mandatory Technical Experience: Proven experience dealing directly with Insurance Certificates and UCC Filings (UCC-1 / UCC-3) inside a commercial lending or banking operations environment. Industry Experience: Minimum 3–5+ years in loan servicing, financial operations, or asset management. Regulatory Acumen: Strong working knowledge of federal and state banking regulations governing consumer/commercial loan servicing and asset security. Software Proficiency: High level of comfort navigating mid-to-enterprise level loan servicing systems, alongside intermediate-to-advanced proficiency in Microsoft Excel (VLOOKUPs, pivot tables, data sorting). Communication & Precision: Elite organizational skills with a laser focus on data accuracy and the ability to articulate compliance requirements clearly to cross-functional business lines Upon completion of waiting period consultants are eligible for: Medical and Prescription Drug Plans Dental Plan Vision Plan Health Savings Account Health Flexible Spending Account Dependent Care Flexible Spending Account Supplemental Life Insurance Short Term and Long Term Disability Insurance Business Travel Insurance 401(k), Plus Match Weekly Pay #J-18808-Ljbffr