Credit Risk Analyst

Calling All Innovators - Find Your Future At Fiserv

We're Fiserv, a global leader in fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants and consumers to one another millions of times a day - quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we're involved. If you want to make an impact on a global scale, come make a difference at Fiserv.

Job Title: Credit Risk Analyst

About the role:

You will support card brand and network-related activities across our payment's organization. You will help review card brand updates, analyze operational impacts, support compliance tracking and partner with cross-functional teams to help drive execution.

You will contribute to the work that helps keep card programs aligned with network requirements while supporting business priorities. You will gain exposure to card brands, payments operations and internal stakeholder collaboration in a dynamic environment.

What you will do:

• Review card brand and network communications, bulletins and rule updates.
• Support proactive monitoring of card brand security alerts, risk notifications and related communications to help identify potential impacts and escalate issues as needed.
• Help maintain documentation, procedures and job aids related to card brand processes.
• Partner with internal teams such as product, operations, compliance, risk and finance.
• Research and respond to basic questions related to card brand requirements and program support.
• Assist with audits, reporting submissions and other network-related administrative activities.
• Identify opportunities to improve reporting, organization and process efficiency.
• Support additional projects and team initiatives as assigned.

What you will need to have:

• High school graduate/GED
• 2 years of experience in financial services, payments, operations, compliance or a related area.

What would be great to have:

• Bachelor's Degree in business, finance, economics
• Basic understanding of card payments, card networks or banking operations
• Exposure to Visa, Mastercard, Discover or American Express programs
• Experience with reporting tools or data analysis
• Experience working across teams in a collaborative environment

How you'll work:

This role is on-site Monday through Friday. Fiserv considers in-person collaboration to be an essential part of this role as in-person office experience helps you with your overall onboarding experience and leads to stronger productivity.

Sponsorship:

You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.

Benefits at Fiserv:

• Fuel Your Life program to support physical, financial, social, and emotional well-being.
• Paid holidays and generous time away policies.
• No-cost mental health support through Employee Assistance Programs.
• Living Proof program to recognize your peers' extra effort with points used for rewards.
• Eight Employee Resource Groups to foster a collaborative culture.
• Unparalleled professional growth with training, development, and internal mobility opportunities.
• Retirement planning and discounted shares with the Employee Stock Purchase Plan.
• Medical, dental, vision, life, and disability insurance options available day on.
• Tuition assistance and reimbursement program.
• Paid parental, caregiver, and military leave.

Salary Range $58,000.00 - $87,000.00. These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ.

It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran.

This position is not eligible for an annual incentive opportunity and is also not eligible to earn commissions.

Thank you for considering employment with Fiserv. Please:

• Apply using your legal name.
• Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).

Our commitment to Equal Opportunity:

Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.

If you have a disability and require a reasonable accommodation in completing a job application or otherwise participating in the overall hiring process, please contact View email address on click.appcast.io. Please note our AskHR representatives do not have visibility to your application status. Current associates who require a workplace accommodation should refer to Fiserv's Disability Accommodation Policy for additional information.

Note to agencies:

Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.

Warning about fake job posts:

Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.