Mortgage Disclosure Specialist

Job Description

Job Description

First State Bank is seeking a Mortgage Disclosure Specialist onsite at our Overland Park Mortgage location. If you have experience preparing loan disclosures for residential mortgage lending this may be a good fit for you!

40 hours per week.

Full-Time benefits will apply, including; medical, dental and vision insurance, paid sick and vacation, 401k, ESOP, and more!

Duties and Responsibilities:

The Mortgage Disclosure Specialist will perform all duties required of this position by following policies and procedures set forth by First State Bank, including, but not limited to:

• Prepares and reviews residential loan disclosures for completeness and accuracy, ensuring compliance with all Regulatory Guidelines to include TRID, Truth-In-Lending, Regulation Z, Regulation B, HMDA, and Real Estate Settlement Procedures Act (RESPA).
• Reviews loan origination system for data integrity.
• Orders and reviews flood letters and send flood disclosures with initial loan disclosures if applicable.
• Maintains an open line of communication with Residential Mortgage Lenders and all other parties involved in the transaction.
• Responsible for sending residential loan disclosures to consumer/borrower within required timelines, including initial disclosure and re-disclosure.
• Responsible for verifying if address is valid with USPS address verification system.
• Complete all required compliance training and complies with the Bank Secrecy Act and Anti-Money Laundering Act as well as all regulations which apply within the scope of the position.

Qualifications:

• High school diploma or general education degree is required.
• One to two years of related experience and/or training required.
• One year of experience in Processing, Disclosing, or Closing is required.

For more information about First State Bank, please visit our Career’s Page: -us/careers/.

As a condition of employment, all new hires will be required to complete a background check and drug testing.

First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.