Compliance Analyst

About WebBank WebBank (the “Bank”) is a Utah chartered Industrial Bank headquartered in Salt Lake City, Utah. As “The Bank Behind the Brand®”, WebBank is a national issuer of consumer and small business credit products through Strategic Partner (Brand) platforms, which include retailers, manufacturers, finance companies, software as a service (SaaS) and financial technology (FinTech) companies. The Bank is a leading player in the digital lending space, driving innovation in financial products through embedded finance with Strategic Partner platforms. WebBank engages in a full range of banking activities including consumer and commercial loan products, revolving lines of credit, credit cards, private-label card issuance, auto-refinancing and more. The Bank provides capital in the form of asset-backed lending and other credit facilities to Strategic Partner platforms, credit funds, and other lenders with a targeted focus on specialty finance assets. The Bank is also a leading provider of commercial insurance premium finance products through its wholly owned subsidiary National Partners. Job Summary The Compliance Analyst may be responsible for various tasks to support the Bank's compliance program. This position requires performing day-to-day compliance management activities related to the Bank and its Strategic Partner programs. Primary Responsibilities (Job Duties) You Will: Interface with WebBank Compliance Managers and/or VP's, execute the issue management program. Review Strategic Partner marketing materials to ensure compliance with applicable regulations. Participate in the planning and execution of compliance reviews of Strategic Partner Programs. Review policies, procedures, and process maps to validate that Strategic Partners are following Bank expectations and requirements. Perform Risk Assessments. Manage the deployment and follow-up of compliance training. Assist in the preparation of Management and Board level reporting packages. Assist Compliance Managers and/or VPs with the preparation of reports related to compliance oversight of Strategic Partners for review by multiple stakeholders within the Bank. Monitor federal and state regulatory changes related to consumer and commercial lending. Collaborate with Compliance and Program Management teams to identify complaint trends and elevate concerns as necessary to assess compliance impact and regulatory risk. Collaborate with Strategic Partners in root cause analysis activities for issues identified through customer complaints and identifying solutions to mitigate future issues. Possibility of travel up to 10%. Company Perks: You Get: Paid Time Off (PTO) - Generous paid time off plus paid parental leave Health insurance – Plans include an employer paid medical option, dental and vision coverage, plus we offer health savings accounts 401(k) – WebBank matches up to the first 6 percent of employee contributions and both the employee's contributions and WebBank's match are fully vested immediately Life and Disability Insurance – Life insurance and long and short-term disability insurance plans are 100% employer paid Tuition Reimbursement – WebBank provides reimbursement for classes needed to obtain certain degrees, up to $5,250 per academic year Requirements: Qualifications You Have: Bachelor's degree and/or 3 years of experience in a bank or other regulated financial services company. Excellent ability to discern and apply state and federal legal and regulatory requirements. Experience with Word, Excel, and PowerPoint. Strong written and oral communication skills. Strong self-confidence, good judgment, and the ability to make sound decisions. Ability to interface effectively with all levels of management and partners within many internal departments. Ability to handle a fast-paced environment with minimum supervision and successfully meet established project deadline requirements. Ability to respond quickly and effectively to feedback and improve processes. Highly organized with exceptional attention to detail and follow-through. Even Better: Experience in marketing, policy, or testing review. CRCM certification. Working knowledge of federal and state lending laws and regulations such as TILA, ECOA, UDAAP, CAN-SPAM, FDCPA, etc. Experience working with regulatory agencies and third-party auditors. Compensation: TBD #J-18808-Ljbffr