VP Credit Underwriter - C&I

Job Description

Overview:

A well-established regional bank is looking to add a VP Credit Underwriter to its growing C&I team. This is a hands-on opportunity focused primarily on commercial credit underwriting and portfolio management, working closely with relationship managers and senior credit leadership across a diverse portfolio of C&I borrowers. This is an ideal opportunity for a commercial credit professional looking to join a collaborative team with strong visibility and the ability to make an impact on credit decisions and portfolio quality.

Responsibilities:

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• Underwriting and management of a portfolio of C&I credits generally ranging from $30 to $50MM+.
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• Lead underwriting for new money requests, annual reviews, renewals, revolvers, extensions, and modifications.
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• Analyze borrower financials, cash flow, projections, collateral, guarantor support, and overall credit quality.
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• Partner closely with Relationship Managers on deal structuring, credit recommendations, and ongoing client relationships.
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• Prepare comprehensive credit analyses and loan packages for senior credit leadership and credit committee review.
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Qualifications:

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• 7+ years of experience in commercial credit underwriting, portfolio management, or commercial banking.
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• Strong background in C&I and commercial lending.
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• Experience with new money underwriting, annual reviews, renewals, and revolving credit facilities.
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• Experience underwriting commercial transactions generally in the $30MM–$50MM range preferred.
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• Strong financial statement, cash flow, and credit analysis skills.
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• Experience with nCino strongly preferred.
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