Credit Portfolio Management, Analyst/Associate

SMBC is hiring an Analyst or Associate within Credit Portfolio Management. This position is responsible for supporting the portfolio management function for mid‑market and large cap borrowers that are Private Equity backed Leveraged loans with below investment grade credit ratings. This role is responsible for contributing to credit monitoring activities as well as new business underwriting from within the portfolio (upsizes, M&A add‑ons, refinances, extensions, etc.). The position will interact with senior members of SMBC management including credit and risk professionals, and is responsible for supporting relationship management with borrowers as well as with Private Equity Sponsors in connection with SMBC sponsor coverage. Role Objectives Assist in underwriting increases to total facility, M&A transactions, dividends, refinancing and re‑pricing transactions that arise from existing portfolio Prepare credit applications and amendments Prepare credit analysis for quarterly and annual reviews Assist Head of Portfolio Management in various reporting and presentations to senior management as well as support the overall monitoring and management of the portfolio Prepare financial projection models including Base Case and development of Downside Case scenario Review of projections and budget achievement Utilize various IT systems including customer setup, compliance and portfolio management systems Qualifications And Skills Minimum of 1 year of credit and lending background preferred Good accounting and financial analysis skills Experience in review and interpretation of historical and projected statements Strong credit background with the ability to independently evaluate capital structures, leverage, cash flows, repayment capacity, industry trends, competitive landscape, and customer issues as well as other risks and mitigants Exposure to bank regulatory policies and reviews Knowledge of bank grading systems Strong communication skills and team orientation The anticipated salary range for this role is between $110,000.00 and $175,000.00. The specific salary offered will be based on individual qualifications, experiences, and market analysis. The role may also be eligible for an annual discretionary incentive award. SMBC’s employees participate in a hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA‑registered roles for which in‑office attendance for the entire workweek is required. SMBC provides reasonable accommodations during candidacy for applicants with disabilities consistent with applicable federal, state, and local law. If you need a reasonable accommodation during the application process, please let us know at View email address on click.appcast.io. #J-18808-Ljbffr