Loan Officer

Job Description

Job Description

Do you have a proven track record of creating lending solutions for your clients and a desire to assist buyers in obtaining the property of their dreams? If so, we’d love to talk with you about joining our team! We are a tight-knit group of lending professionals seeking an experienced and detail-oriented mortgage loan officer. If you are looking to take the next step in your career, apply now! Compensation:

$100,000+ commission potential

Responsibilities:

• Monitor the mortgage process to ensure all company and regulatory processes are adhered to
• Work closely with borrowers, loan officers, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements
• Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business
• Interface with realtors, processors, and underwriters to ensure a smooth transaction while overseeing all customer interactions
• Exceed our production standards by maintaining an active pipeline

• Convert qualified mortgage leads into funded loans through proactive outreach and follow-up
• Guide clients through the mortgage application process (phone, virtual, and in-person)
• Recommend and structure loan programs (FHA, VA, Conventional, USDA)
• Analyze borrower financials and ensure accurate, complete loan applications
• Run AUS, review underwriting findings, and ensure compliance with guidelines
• Lock rates and price loans according to company policy
• Maintain consistent communication with borrowers, agents, and referral partners
• Manage a pipeline of active loans and meet all deadlines
• Prepare pre-approvals and pre-qualifications
• Stay up-to-date on mortgage industry trends , regulations, and the local real estate market
• Meet or exceed monthly and annual loan production goals

Qualifications:

• Current NMLS State License or Federal NMLS Registration
• Provide excellent interpersonal and customer service skills, superior written and verbal communication skills, and exceptional decision-making ability
• Knowledge of FHA, VA, USDA, conventional, fixed/ adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA and FHLMC, and Home Equity Lines of Credit
• Requires compliance with lending regulations and bank underwriting guidelines and lending policies
• Understanding of loan originator software such as Experian, LendingWise, or Calyx, and Office Suite highly preferred

• Minimum 1–2+ years of Mortgage Loan Officer / Loan Originator experience
• Active NMLS License (required)
• Proven ability to generate leads and close mortgage loans
• Strong knowledge of mortgage products and underwriting guidelines
• Excellent communication, sales, and relationship-building skills
• Experience with loan origination systems (LOS) and credit analysis
• Background in sales or real estate financing preferred

About Company
Our Culture

EmpowerHome is a family-owned and operated company with a mission to serve more families and make a meaningful difference in the communities where we live and work.

We care deeply about clients, our team members, our partners, and the results we create together. We value humility, ownership, growth, accountability, service, and teamwork.

At times, an important company initiative requires people from multiple departments and leadership levels to work together. We do not operate with a “that’s not my job” mentality.

We believe that titles clarify responsibility, but they should never prevent someone from helping the team succeed. When the mission requires us to come together, we step in, solve problems, and work alongside one another to get the initiative across the finish line.

EmpowerHome Team is one of the fastest-growing real estate organizations in the country and has helped over 10,000 families nationwide.