Credit Risk Strategy-Engagement Manager

Key Responsibilities Design, implement, and validate credit risk strategies across the lifecycle (acquisition, underwriting, account management, exposure management, and collections). Perform detailed portfolio analysis using internal data, bureau attributes, and alternative data to identify opportunities for growth, loss mitigation, and risk optimization. Develop and enhance credit risk models and decision frameworks using advanced statistical and analytical techniques. Deliver MIS reports, dashboards, and performance reviews to monitor portfolio trends, assess strategy effectiveness, and inform business decisions. Collaborate with client stakeholders and cross‑functional teams (Product, Finance, Operations, Compliance, Technology) to align credit strategies with business objectives. Monitor regulatory and governance requirements, ensuring all strategies adhere to compliance and audit standards. Drive innovation by leveraging new data sources, advanced analytics, and automation to strengthen credit risk capabilities. Provide insights and recommendations to senior leadership on portfolio performance, emerging risks, and forward‑looking strategies. Build and nurture long‑term client relationships by understanding business needs and positioning EXL’s credit risk solutions effectively. Identify opportunities to expand engagements through cross‑sell/up‑sell of analytics, modeling, and risk consulting services. Partner with business development teams to support proposal creation, client pitches, and delivery of value‑driven outcomes. Leadership skills are required. #J-18808-Ljbffr ExlService Holdings, Inc.