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Portfolio Manager

First Eagle Bank

This position reports to Chief Lender

Basic Function:

Responsible for assisting in the origination and underwriting of commercial loans, construction loans and owner-occupied commercial real estate applications and responsible for managing client relationships.


Essential Duties
  1. Evaluate, underwrite and assist with closing commercial loans, construction loans and owner-occupied commercial real estate loans
  • Analyze loan data on new, renewal and existing loans, including data provided by credit bureaus, agent banks, borrowers and Bank credit files
  • Prepare spreadsheets, reports, summaries and opinions for loan officers on new, renewal and existing loans
  • Perform credit inquiries for the Bank as requested
  • Establish, review and update new and existing credit files on a regular basis
  • Provide technical advice and assistance to Lender as needed
  • Work with Lender on proposals
  • Prepare loan approval presentations and annual financial statement reviews
  • Work with Loan Operations and/or attorneys to generate and review (for accuracy) documents and coordinate loan closings
  1. Management of client relationships
  • Negotiate loan extensions and renewals
  • Respond to client inquiries
  • Request and review updated financial and operating information. Confirm or recommend loan grade changes based on analysis performed
  • Covenant compliance testing
  • Update loan files
  • Assist in preparation of Watch Report, Board Reports and other reporting as needed
  • Work with Loan Operations and Deposit Operations to resolve client issues
  • Fund draw requests
  • Work with Treasury Management to meet the clients' cash management needs
  • Monitor and address past due loans and overdrawn deposit accounts
  1. Additional departmental duties
  • Attend department meetings
  • Attend Management Loan Committee and Director's Loan Committee meetings
  • Attend Bank Officer meetings
  • Review information on market trends in commercial lending
  • Maintain knowledge of underwriting and Loan Policy guidelines
  • Attend training as required
  1. Participation in CRA activities
  1. Participation in networking events
Vacancy posted 3 days ago
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