Business Analyst

Sr. Business Analyst - Emerging Payments Summary: The Emerging Payments organization develops and maintains innovative payment experiences for Capital One customers, including digital wallets, virtual card numbers, merchant checkout experiences, transaction intelligence, and new commercialization opportunities. The Emerging Payments Strategy & Analytics team drives all of the analytical and strategic work across the organization including enterprise-level strategy, product-level strategy, strategy execution, monitoring, reporting, ad hoc analyses, insight generation, marketing campaigns, testing and experimentation, business cases, valuations, and more. As a Sr. Business Analyst on the Emerging Payments Strategy & Analytics team, you will apply your strategic and analytical skills to major company challenges. You'll team with world-class professionals to develop and test strategies that ultimately impact the bottom line. And you will do it all in a collaborative environment that values your insight, encourages you to take on new responsibility, promotes continuous learning, and rewards innovation. General Responsibilities: Analysis: Identify business challenges and opportunities for improvement and solve for them using analysis to make strategic or tactical recommendations. Product: Perform modeling/analytics to assist new product and pricing strategies for various lending products. Marketing: Support marketing efforts for select products, and help build targeted insights to inform the design and development of new customer experiences, as well as breakthrough technology and concepts designed to deliver on new go-to-market strategies. Credit Risk: Support step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis. Execution: Evolve problem-solving frameworks, develop hypotheses, test and analyze solutions, scope operational feasibility, lead implementation efforts, and develop a monitoring plan. Partnership: Work closely with colleagues across Capital One including: Product, Tech, Sales, Operations, Finance and others to drive improvement in business and customer outcomes. Strategic & analytic orientation: A proven track record of decision making and problem solving based on analytics. Conceptual thinking skills must be complemented by a strong quantitative orientation, given that a large part of the business is based on rigorous analytic marketing & credit risk management. Strong communication skills: Impeccable written and oral communication credentials, coupled with strategic influencing skills and the ability to drive agreement through intellect, interpersonal and negotiation skills. Clear results orientation: Display an intense focus on achieving both short and long term goals. Be able to drive and execute an agenda in an uncertain and fluid environment. Successful track record of thriving in a fast paced, entrepreneurial, and dynamic environment. Previous consulting experience is a plus. Basic Qualifications: Bachelor’s Degree in any quantitative field (Business, Math, Economics, Finance, Statistics, Science, Engineering). At least 1 year of experience in analysis. Preferred Qualifications: Master’s Degree in Business or quantitative field such as Finance, Economics, Physical Sciences, Math, Statistics, Engineering. 1+ years of experience in Statistical model building. 1+ years of experience in market research. 1+ years of experience in SQL querying. 2+ years of experience in business analysis. 1+ years of experience in consulting. Capital One will consider sponsoring a new qualified applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location: McLean, VA: $109,000 - $124,400 Richmond, VA: $99,100 - $113,100 New York, NY: $118,900 - $135,700 This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es) and/or long-term incentives (LTI). Incentives could be discretionary or non-discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. #J-18808-Ljbffr