VP - Relationship Manager II - C&I

How would you like to join one of the most highly regarded financial institutions in New Jersey with deep roots in the community? Provident is a successful and highly regarded multi‑billion‑dollar bank that continues to grow with branches in New Jersey, Eastern Pennsylvania and New York. Our longevity is a testament to our commitment to placing our employees, customers, and the communities we serve at the center of all we do. At Provident Bank, we are committed to enhancing our customer and employees’ experience. Position Overview The VP – Relationship Manager II is responsible for originating, evaluating, and structuring complex loan requests and transactions. Additional responsibilities include overseeing day‑to‑day portfolio management and cross‑selling of the Bank’s products and services and increasing the Bank’s visibility and presence in the marketplace. This is a more experienced position within the family. Key Responsibilities Solicits credit‑worthy potential and existing customers in an effort to develop new business and increase or retain existing business within the framework of the policy and procedures of the Bank. Promotes profitable growth of the loan portfolio and maximum customer responsiveness. Oversees the preparation of loan presentation including detailed financial analysis and assessment of borrower's financial capacity and creditworthiness. Assesses lending risks, identifies offsetting mitigants and makes recommendations on loan structure, displaying sound credit judgment. Establishes and promotes customer and community relationships; cross‑sells other Bank products and services; maintains continued awareness of market conditions and competition; continues education in financing products and techniques. Manages all aspects of assigned loan portfolio with emphasis on covenant and bank policy compliance, credit quality and delinquency control. Facilitates closing of the loan transactions with strict compliance to approved terms and conditions. Minimum Qualifications 5–10 years of related experience within the financial industry. Bachelor’s degree in Accounting, Finance or Business Administration. Comprehensive loan and financial analysis experience. Knowledge of underwriting techniques. Proven new‑business track record. Strong oral, written, and communication and management skills. Proficiency with software programs (Microsoft Word, Excel and Argus). Working Conditions Work is mainly performed in a normal office environment. Noise levels are usually moderate. May also involve travel to customers and property locations. Prolonged sitting. Lifting from 5 to 10 lbs. Occasional bending or overhead lifting. Hazards are primarily those present in a normal office setting. Pay Details Salary: $123,900 - $170,000 annually. Base pay may vary based upon the candidate’s skills and experience, job‑related knowledge, education, geographic location, internal equity, and other applicable business and organizational needs. This role is incentive eligible based upon company, business, and/or individual goal achievement and performance. Team members accrue paid time‑off (PTO), receive Holiday (PTO) and are eligible to participate in the bank’s Health and Wellness benefits including Medical, Dental and Vision Plans, Flexible and Health Savings Accounts, and a 401(k) Retirement Plan. In addition, the company provides Disability Insurance, an Employee Assistance Program, and Basic Life Insurance. Company‑sponsored Tuition Disbursement and Loan Repayment programs are also available. Voluntary benefits include Supplemental Life Insurance, Accident, Critical Illness, Hospital Indemnity and Legal plans. We are an equal‑opportunity employer, and all qualified applicants will receive consideration for employment without regard to age, color, disability, gender identity, genetic information, military or veteran status, national origin, race, religion, sex, sexual orientation or any other applicable status protected by state or local law. #J-18808-Ljbffr Provident Bank