Digital Banking Product Manager, Assistant Vice President

AVP Digital Banking Product Owner

Purchase, NY

Morgan Stanley is transforming the future of digital banking by building an industry-leading banking and cash management platform that seamlessly integrates wealth management and everyday banking into one intuitive experience. By leveraging cutting-edge technology, AI-driven innovation, and client-centric design, we’re empowering clients with best-in-class self-service capabilities to manage, move, and grow their wealth – all from one central location.

Our entrepreneurial Digital Platforms team is seeking a strategic, high-performing Digital Banking Product Owner to help define the vision, shape the product strategy, and lead the execution of several high-impact initiatives to help scale our platform. This is a unique opportunity to be a part of and influence the future direction of our platform, solve complex business problems, and deliver meaningful impact for our clients.

As a Product Manager, you will work on high-impact technology initiatives that bring innovative banking products and capabilities to market across the Morgan Stanley and E*TRADE client-facing web and mobile platforms. You will partner closely with Digital Product Managers and collaborate across design, engineering, operations, legal, risk, compliance, fraud and business stakeholders to deliver secure, compliant, and client-centric experiences that deepen client relationships and support the firm’s strategic priorities.

You will help execute the digital product strategy, translate objectives into actionable product roadmaps, and deliver scalable solutions that drive deposit growth, increase digital engagement, strengthen cash management offerings, and position the firm as a market leader in the digital banking space.

Position Summary

• Work in a fun, fast-paced, and collaborative environment designing next-generation banking technology for clients (mobile apps, websites, embedded AI etc.).

• Design innovative new products with market-leading competitive advantages that transform how clients save, manage, move, and spend their money.

• Execute the product vision, strategy, and roadmap for digital banking product offerings.

• Deliver new products by partnering directly with technology, business, and operations teams to define and write requirements, manage the overall project plan, and execute deliverables.

• Engage in client research, requirements development, and user experience design for new digital products.

• Support usability testing and translate findings into product improvements that drive increased adoption.

• Research and analyze the digital banking and wealth management industries, with a focus on cash management and digital payments.

Experience:

• 3+ years of technology product management or software development 

• Experience with software delivery methodologies including Agile 

• Professional experience in consumer technology, banking, wealth management and/or top tier consulting firm with a focus on digital strategy is a plus 

• Understanding of banking deposit products, payments, systems, and latest developing tech in this space 

• BA/BS required 

Skills & Abilities:

• Strong attention to detail in both technical and non-technical capacity 

• Understanding of retail banking space and emerging technologies 

• Deep understanding of web and mobile technologies 

• Focus on usability and eye for design 

• Excellent relationship building capabilities with partners both internal and external to the organization 

• Self-motivated/independent and comfort working in a fast-paced environment 

• Strategic thinker able to define and evaluate problems and solutions, and translate goals into specific project tasks 

• Excellent communicator with solid written and verbal presentation skills 

• Highly developed sense of ownership and accountability for work 

EOE M/F/D/V Committed to Diversity  

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

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Expected base pay rates for the role will be between $85,000 and $140,000 per year at

the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.

Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.

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