US Corporates - Director, Retail & Consumer - New York

US Corporates – Credit Analyst, Director – Retail & Consumer Fitch’s North American Corporates Group is seeking a Director for coverage of the Retail and Consumer sector, either in our New York, Chicago, or Toronto office. Qualitative credentials will weigh meaningfully in the selection of the candidate. A healthy sense of intellectual curiosity is critical, along with a demonstrated willingness and ability to attack and explain topics of analytical complexity. Fitch is a team‑oriented work environment, so excellent communication skills are essential, as is a high productivity work‑ethic and results‑oriented mindset. What We Offer An opportunity to be a lead coverage analyst at a global rating agency. A team-oriented work environment. Fitch Ratings is a global company with a presence in over 30 countries, offering opportunities to work with diverse teams and clients from around the world. We’ll Count On You To Perform analysis of key quantitative and qualitative factors influencing the credit quality of companies in the Retail & Consumer sectors; Develop and maintain comprehensive financial models; Conduct meetings with Retail & Consumer industry management teams; Present analysis of companies to internal credit rating committees; Involve in communicating rating rationale to external audiences (primarily institutional investors, sell‑side analysts and media) in meetings, conference calls, press releases and written research reports; Write timely and effective research on topical issues; Participate in the evaluation of other credits within Corporates, as well as other related credit groups; Represent Fitch in panel discussions and conferences arranged by industry associations, regulatory bodies etc.; Mentor junior members of the Retail & Consumer sector; The role may include managerial responsibilities. What You Need To Have Bachelor’s degree at minimum, MBA or other advanced degree a plus; CFA/CPA preferred; 8+ years relevant experience, which must include some coverage or knowledge of the Retail & Consumer sectors; Capital markets and/or credit analysis experience a plus; Employee management experience a plus; Expertise in Excel and Word; Strong analytical, quantitative, and organizational skills; Excellent written and verbal communication skills; Ability to shift fluidly between multiple projects as priorities change; Ability to excel in a team‑oriented environment. What Would Make You Stand Out A deep understanding of and a keen interest in Retail & Consumer; A professional background in capital markets and/or credit analysis and well-developed financial statement analysis skills; Experience in interpreting complex legal documents such as bank agreements and bond indentures; A strong pattern of leadership and the ability to proactively and successfully interact with various stakeholders, both within and outside of the organization. Compensation FOR NEW YORK & CHICAGO ROLES ONLY: Expected base pay rates for the role will be between $140,000 and $180,000. Actual salaries will be determined on an individualized basis and may vary based on factors including but not limited to education, training, experience, past performance, and other job‑related factors. Base pay is one part of Fitch’s total compensation package, which, depending on the position, may also include commission earnings, discretionary bonuses, long‑term incentives, and other benefits sponsored by Fitch. Equal Opportunity Employer Fitch Group is proud to be an Equal Opportunity and Aff irmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law. #J-18808-Ljbffr Fitch Ratings