Mortgage Loan Officer

Mortgage Loan Officer# Mortgage Loan OfficerAdmin Building - Saint Charles, MO 63304## OverviewPosition TypeFull TimeEducation LevelHigh SchoolCategoryBanking## Description**JOB FUNCTIONS*** Interview members from assigned branches applying for residential mortgages to make certain all pertinent information/data is collected.* Perform preliminary analysis of mortgage applications to make certain that member(s) qualify for the loan based upon the information provided at the time of application.* Prepare and send initial disclosures to member(s) so that government regulations are met and informed.* Be knowledgeable of underwriting criteria and pricing. This would also include being knowledgeable of FNMA and FHLMC underwriting guidelines.* Network with internal business partners, branches, and external business partners to grow existing database further.## Qualifications**KNOWLEDGE*** Incumbent should possess three years of increasingly responsible experience in mortgage lending and be familiar with the loan origination functions.* Be familiar with all credit union services and possess the ability to cross-sell to members.* Able to retain and expand internal & external business partners.**SKILLS*** The individual should have excellent oral, written and listening skills; be able to handle pressure; effectively communicate with all levels of personnel; have the ability to work on several projects simultaneously and satisfy the required objectives while providing exceptional service to the membership and work positively with other team members.**EDUCATION/EXPERIENCE*** A college degree in a business-related field or its equivalent to five years of financial institution experience, specifically in mortgage lending, is preferred.* Experience with ICE Mortgage Technology and Encompass software preferred.* Attendance of required credit union industry seminars, workshops, and conventions.* Maintain compliance with the federal Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act), MLOs at Mortgage Solutions, LLC must maintain professional state-licensing requirements.**PHYSICAL REQUIREMENTS**The position requires the following physical activities within varying environmental conditions:* Occasionally remaining in a stationary position which may be standing or sitting for a prolonged period of time.* Occasional travel or moving from one office location to another or from one department to another at the headquarters building.* Occasional lifting, moving, or adjusting objects up to 20 pounds.* Constant communication with others through various channels including verbal, email, and chat of which the last two may require consistent use of a keyboard and mouse or another electronic device.* Work will be in a commercially reasonable temperature-controlled environment.* Occasional temporary exterior site review which could be in outdoor elements of wind, rain, or snow. #J-18808-Ljbffr