Senior Financial Crime Risk Analyst (US Sanctions Escalations)

Work Location:

Mount Laurel New Jersey United States of America

Hours:

40

Pay Details:

$72280 - $117520 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:

Financial Crime Risk Management

Job Description:

Department Overview: This Senior Financial Crime Risk Analyst role under the Sanctions Group will perform 2nd level reviews of payment screening and name screening alerts to identify any sanctions implications or individuals/entities that may be addition this role also involves periodic KYC reviews of sanctioned country nationals or citizens of broadly sanctioned jurisdictions. Lastly this Senior Analyst will be responsible for mentoring other analysts and reviewing referrals or escalations from other business lines to determine any sanctions implications or red flags that may include sanctions evasion. There are additional responsibilities and the expectation of leadership to be a subject matter expert to guide other team members.

The Senior Financial Crime Risk Analyst role contributes to the development and maintenance of TDs AML/ATF/Sanctions/ABAC programs including frameworks methodologies policies standards procedures awareness and specialized training monitoring management reporting and/or escalation of issues. This role conducts periodic and event driven reviews of customers including targeted reviews to assess risks. Additionally this role supports management in delivery of initiatives related to risk assessment internal/external exam support etc.

Depth & Scope:

• Works independently as the senior analyst / subject matter expert and may coach and educate others
• Oversees and/or independently performs tasks from end-to-end
• Applies expert knowledge of business operations products services methods and operating standards to drive unit or team performance
• Executes on more complex and/or non-standard requests
• Researches and investigates a range of operational / reporting / process issues
• Recommends and implements solutions within own area of responsibility
• May need to coordinate / integrate work with other areas as needed
• Provides advanced analysis and/or specialized reporting to support business partners functional areas or centres of expertise
• Requires advanced technical / business / function knowledge for discipline supported
• High level of complexity in operational / reporting / process and/or analysis function requiring medium to longer term focus
• Represents the group as the lead or subject matter expert on projects / initiatives and/or at meetings across the organization

Education & Experience:

• Undergraduate degree or equivalent work experience
• 5 years experience

Customer Accountabilities:

• Contributes to the development of team procedures and governance processes and advises FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
• Works with FCRM partners and other related groups (such as Compliance Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
• Conducts research assesses FCRM risks and controls and otherwise contributes to a specialized team of FCRM compliance professionals interacting with key stakeholders
• Provides governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)
• Assists FCRM team members in the use of Issues and Events system for tracking and reporting
• Prepares summaries presentations briefing notes and any other required documentation to effectively report on the status of the FCRM program
• Delivers relevant subject matter expertise and FCRM advice to business / FCRM partners
• Interacts with control functions within the organization
• Develops and delivers training programs for applicable employees across the Bank
• Conducts meaningful research analysis and assessment of FCRM program activities at the functional level using results to draw conclusions make recommendations assess the effectiveness of enterprise FCRM programs
• Prepares research analysis updates tools and/or supports training activities specific to risk assessment
• Contributes to the development of processes procedures and guidance relevant to own specific FCRM function of expertise

Shareholder Accountabilities:

• Prioritizes and manages own workload to meet SLA requirements for service and productivity
• Provides high quality service and advice to key business (FCRM) partners and monitors progress of initiatives action plans or similar activities
• Protects the interests of the organization identifies and manages risks and ensures the prompt and thorough resolution of escalated non-standard high-risk issues
• Delivers relevant subject matter expertise and FCRM advice to business (FCRM) partners
• Participates as assigned in new or revised product initiatives advises businesses on FCRM compliance requirements and ensures that those requirements are properly written into requirements for business projects
• Participates in FCRM level projects as needed to facilitate and oversee changes to FCRM processes systems or practices
• Coordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
• Ensures relevant FCRM programs align with TD corporate philosophy and strategic direction
• Monitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts
• Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
• Complies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews providing recommendations and guidance as required
• Maintains a culture of risk management and control supported by effective processes in alignment with risk appetite
• Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit to determine level of BSA/FCRM compliance
• Contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations

Employee/Team Accountabilities:

• Participates fully as a member of the team supports a positive work environment that promotes service to the business quality innovation and teamwork and ensures timely communication of issues / points of interest
• Shares industry knowledge for own area of expertise and participates in knowledge transfer within the team and function
• Grows knowledge of the business related tools and techniques
• Participates in personal performance management and development activities including cross training within own team
• Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities providing guidance as appropriate.
• Contributes to a fair positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for the function and the bank both internally and/or externally

Physical Requirements:

Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%

• Domestic Travel Occasional
• International Travel Never
• Performing sedentary work Continuous
• Performing multiple tasks Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds Occasional
• Sitting Continuous
• Standing Occasional
• Walking Occasional
• Moving safely in confined spaces Occasional
• Lifting/Carrying (under 25 lbs.) Occasional
• Lifting/Carrying (over 25 lbs.) Never
• Squatting Occasional
• Bending Occasional
• Kneeling Never
• Crawling Never
• Climbing Never
• Reaching overhead Never
• Reaching forward Occasional
• Pushing Never
• Pulling Never
• Twisting Never
• Concentrating for long periods of time Continuous
• Applying common sense to deal with problems involving standardized situations Continuous
• Reading writing and comprehending instructions Continuous
• Adding subtracting multiplying and dividing Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA pur

poses.

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g. eligibility for cash and/or equity incentive awards generally through participation in an incentive plan) and several other key plans such as health and well-being benefits savings and retirement programs paid time off (including Vacation PTO Flex PTO and Holiday PTO) banking benefits and discounts career development and reward and recognition. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin age disability status as a protected veteran or any other characteristic protected under applicable federal state or local law.

If you are an applicant with a disability and need accommodations to complete the application process please email TD Bank US Workplace Accommodations Program at . Include your full name best way to reach you and the accommodation needed to assist you with the applicant process.

Required Experience:

Senior IC